Food for thought: In Non-jewish circles "affordable housing" is talked about a lot. In the frum world, not at all. We have chesed/tzedaka orgs for every other need, but no focus is on housing costs. If there was a not for profit development, I'm sure many would donate in order enable young families to have a manageable mortgage for the rest of their lives. Obviously, labor/land/materials all went up drastically, and neighboring towns have been anti-development for years, so there will be a lot of opposition.