Author Topic: credit score (Read 854215 times)

reed · « **Reply #1560 on:** November 25, 2015, 01:07:52 PM »

Quote from: Mendelssohn on November 25, 2015, 12:58:12 PM

I think this is where my help ends. If he needs help, CB is the best resource for credit repair.

Obviously I appreciate your help with all this. And if you choose not to help anymore - I fully understand that is your choice and you have already done plenty. But please don't let someone like the other guy stop you from helping out. In my experience in this forum it has been the pleasure of all of us involved to help each other out as much as possible if we can. Especially in something as serious as this. Again you helped me out already and I appreciate it, but for the benefit of the entire forum I just want to make sure that you continue to help and don't let people get you down.

As a frum person who helped in my career once told me - do whatever you can to help the next guy down the line as that is strength of our network.

Mendelssohn · « **Reply #1561 on:** November 25, 2015, 01:13:41 PM »

Quote from: reed on November 25, 2015, 01:07:52 PM

Obviously I appreciate your help with all this. And if you choose not to help anymore - I fully understand that is your choice and you have already done plenty. But please don't let someone like the other guy stop you from helping out. In my experience in this forum it has been the pleasure of all of us involved to help each other out as much as possible if we can. Especially in something as serious as this. Again you helped me out already and I appreciate it, but for the benefit of the entire forum I just want to make sure that you continue to help and don't let people get you down.

As a frum person who helped in my career once told me - do whatever you can to help the next guy down the line as that is strength of our network.

I know the other person from CB and I based my comment on my earlier posts, not what he posted.

As I said, this forum is not the best place to look for information on credit repair or credit scoring. That's just not the focus here. The reason I directed you to CB is because they specialize in what you need. Would you go to a dentist for open heart surgery? They are both doctors.

reed · « **Reply #1562 on:** November 25, 2015, 01:21:18 PM »

I understand that and have posted on CB and Myfico. However I do like to get an idea of what people from our community are saying, as they may know a reliable resource that is not publicly available. Again thanks for all your help so far!

Can you let me know where you found terri's email address from? Thanks!

Cappy · « **Reply #1563 on:** November 25, 2015, 01:39:39 PM »

Quote from: reed on November 25, 2015, 01:21:18 PM

I understand that and have posted on CB and Myfico. However I do like to get an idea of what people from our community are saying, as they may know a reliable resource that is not publicly available. Again thanks for all your help so far!

Can you let me know where you found terri's email address from? Thanks!

Mendel certainly hasn't posted on MF

Mendelssohn · « **Reply #1564 on:** November 25, 2015, 01:53:09 PM »

Quote from: reed on November 25, 2015, 01:21:18 PM

I understand that and have posted on CB and Myfico. However I do like to get an idea of what people from our community are saying, as they may know a reliable resource that is not publicly available. Again thanks for all your help so far!

Can you let me know where you found terri's email address from? Thanks!

MF is certainly NOT a reliable source for credit repair, or even FICO scoring discussion. Their relationship to FICO prohibits a lot of valuable discussions.

You may not believe me, but there are NO reputable credit repair companies.

PillanSmye · « **Reply #1565 on:** November 25, 2015, 01:58:40 PM »

Reed, if you really desire, you can try to use a service like Lexington Law.

As has been told to you over and over (and over and over), these companies cannot do anything you cannot do yourself, and often when they are unsuccessful you have consequences like fraud alerts or they make the negative information stick to your repots like glue.

Go to CB, actually start a thread (meaning don't use their horrible search function), and see if people that have been successful chime in. Also search there for sample goodwill letters.

I wouldn't use the "couldn't log in" because that is absolutely no excuse for being 38 days late. You'd be better off saying they didn't send you the bill that month.

reed · « **Reply #1566 on:** November 25, 2015, 02:07:37 PM »

tried starting a thread on CB hours ago waiting approval from moderator

Cappy · « **Reply #1567 on:** November 25, 2015, 02:10:52 PM »

Quote from: PillanSmye on November 25, 2015, 01:58:40 PM

Reed, if you really desire, you can try to use a service like Lexington Law.

As has been told to you over and over (and over and over), these companies cannot do anything you cannot do yourself, and often when they are unsuccessful you have consequences like fraud alerts or they make the negative information stick to your repots like glue.

Go to CB, actually start a thread (meaning don't use their horrible search function), and see if people that have been successful chime in. Also search there for sample goodwill letters.

I wouldn't use the "couldn't log in" because that is absolutely no excuse for being 38 days late. You'd be better off saying they didn't send you the bill that month.

You know better than that not to recommended LL.

Reed, shoot out an email first and see what happens.

You're getting way ahead of yourself

reed · « **Reply #1568 on:** November 25, 2015, 02:11:35 PM »

Quote from: Mendelssohn on November 25, 2015, 12:38:40 PM

Try this email first.

Code: [Select]
terri_gonzales@ahm.honda.com

Can you let me know where you found this address? Thanks

Cappy · « **Reply #1569 on:** November 25, 2015, 02:15:43 PM »

Reed, you're becoming the Cappy of CB, except were on DDF.

Chill!!!

reed · « **Reply #1570 on:** November 25, 2015, 02:27:24 PM »

Quote from: Cappy on November 25, 2015, 02:15:43 PM

Reed, you're becoming the Cappy of CB, except were on DDF.

Chill!!!

I am asking bec the email address is bouncing back

Mendelssohn · « **Reply #1571 on:** November 25, 2015, 02:34:46 PM »

Quote from: reed on November 25, 2015, 02:11:35 PM

Can you let me know where you found this address? Thanks

I called Honda Financial. Call them yourself and see what to do next.

reed · « **Reply #1572 on:** November 25, 2015, 02:49:41 PM »

Quote from: Mendelssohn on November 25, 2015, 02:34:46 PM

I called Honda Financial. Call them yourself and see what to do next.

Called them a bunch of times they said there is no email address. Can you let me know what number you called and what you asked for? Thanks!

reed · « **Reply #1573 on:** November 25, 2015, 02:50:18 PM »

Quote from: Mendelssohn on November 25, 2015, 12:23:09 PM

Could you post a link?

I don't see anything posted in the credit forum over there on this topic.

https://creditboards.com/forums/index.php?showtopic=554247

David Smith · « **Reply #1574 on:** November 25, 2015, 02:57:40 PM »

Quote from: Mendelssohn on November 25, 2015, 01:53:09 PM

MF is certainly NOT a reliable source for credit repair, or even FICO scoring discussion. Their relationship to FICO prohibits a lot of valuable discussions.

Just from casual browsing, this seems to be very true. MF seems like the noob oriented MS blogs, that feed the masses weak ideas and garbage, and have them think that they're getting the best stuff out there, because they want attention but don't want real info going out.

PillanSmye · « **Reply #1575 on:** November 25, 2015, 03:09:22 PM »

Quote from: David Smith on November 25, 2015, 02:57:40 PM

Just from casual browsing, this seems to be very true. MF seems like the noob oriented MS blogs, that feed the masses weak ideas and garbage, and have them think that they're getting the best stuff out there, because they want attention but don't want real info going out.

It doesn't seem true, it is true. MyFico deletes posts/threads that give people proven credit repair advice.

David Smith · « **Reply #1576 on:** November 25, 2015, 03:13:17 PM »

Quote from: PillanSmye on November 25, 2015, 03:09:22 PM

It doesn't seem true, it is true. MyFico deletes posts/threads that give people proven credit repair advice.

Why does the fact that it is true mean that it can't seem to be true?

I don't have anywhere in the league of experience that you, Mendelssohn, or cappy have, so i can't say anything authoritatively, so i can only write what seems to me.

Marko Rubio · « **Reply #1577 on:** November 25, 2015, 03:17:21 PM »

my amex fico updates today, does it make sense that from 2 inquiries=2 new accounts since the last time it updated it should drop 22 points? If yes how long should it take till it will be as before?

David Smith · « **Reply #1578 on:** November 25, 2015, 03:22:33 PM »

Quote from: Marko Rubio on November 25, 2015, 03:17:21 PM

my amex fico updates today, does it make sense that from 2 inquiries=2 new accounts since the last time it updated it should drop 22 points? If yes how long should it take till it will be as before?

Depends how much history you have otherwise.

Marko Rubio · « **Reply #1579 on:** November 25, 2015, 03:38:25 PM »

Quote from: David Smith on November 25, 2015, 03:22:33 PM

Depends how much history you have otherwise.

but does the 22 drop make sense for just 2 pulls?

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Author Topic: credit score (Read 854215 times)