Questions and Help for BEGINNERS!

[Emkay]

Also, what about reporting income you don't actually have?

what about it,be more specific

[rj95]

You can also try getting a secure card.

  What's a good secure card?

[rj95]

what about it,be more specific

Do they ask for proof?

[Shmulie]

  What's a good secure card?

lol there are none 

[dsw193]

Will that boost my credit as quickly as a regular cc?
Also, what about reporting income you don't actually have?

Yes. IME

[Emkay]

Do they ask for proof?

not if you dont play stupid, as Long as you dont get f/r your Fine

[rj95]

not if you dont play stupid, as Long as you dont get f/r your Fine

Sorry, but what does f/r stand for?

[Dr Moose]

Sorry, but what does f/r stand for?

financial review

[Dr Moose]

amex f/r thread

[raphy781]

not if you dont play stupid, as Long as you dont get f/r your Fine

-1
They may ask you to verify income when you apply for a card even if it isn't a ridiculous amount.

[Emkay]

-1
They may ask you to verify income when you apply for a card even if it isn't a ridiculous amount.

has this EVER happened to you?

[Dr Moose]

has this EVER happened to you?

my first card, yes

[raphy781]

has this EVER happened to you?

Yes with Chase.

[DBK]

What is the difference between the closing date and the due date?

[Emkay]

What is the difference between the closing date and the due date?

closing date=the end of the billing cycle.
Due date=When you have to pay that amount by

[DBK]

closing date=the end of the billing cycle.
Due date=When you have to pay that amount by

Is it a standard time between the two or it depends on each cc?

[dbel23]

Usually a month

[DBK]

Usually a month

So essentially you use your CC for like two weeks and then make the payment so its before the closing date, but then the problem is your left with whatever else your gonna use the CC to purchase in the final two weeks leading up to the due date?

[Emkay]

So essentially you use your CC for like two weeks and then make the payment so its before the closing date, but then the problem is your left with whatever else your gonna use the CC to purchase in the final two weeks leading up to the due date?

huh? Why cant you use the credit card the whole month?

[Centro]

So essentially you use your CC for like two weeks and then make the payment so its before the closing date, but then the problem is your left with whatever else your gonna use the CC to purchase in the final two weeks leading up to the due date?

Lets get it clear,
Every bill has a 30 day cycle, lets say from Feb 9 to Mar 9, all the charges made in that 30 day will be on one bill, so your bill closes on Mar the 9th and then you have about 3 weeks until your due date,
So you would pay off most of your bill beginning of Mar(ie Mar 5) so when the bill closes on the 9th your left with little charges on your account which you have time to pay off untill your due date.