Questions and Help for BEGINNERS!

[dbel23]

Depends what exactly your goal is. You could close the United card right away so that you could reopen it again shortly (people suggest waiting 30 days- the BA card you have to wait 12 months for IIRC), but if you want to get other Chase cards as well, you can use it as leverage to get a new card by offering to move the CL/close it, thus allowing you to accomplish two goals (getting another card, and enabling yourself to churn the UA card soon). Either way, if you decide to close make sure to transfer the CL to existing cards.

+1

[DK23]

I've been reading through posts about when to use Chase Sapphire Preferred vs. Chase Freedom with a checking account, however I haven't seen a clear answer on when to use which.  Is this assumption correct with the current card benefits:  If it is dining or travel and doesn't fall into the 5% rotating Freedom categories, use Sapphire, otherwise use Freedom?  This is only talking about domestic purchases.

[AharonInIsrael]

I've been reading through posts about when to use Chase Sapphire Preferred vs. Chase Freedom with a checking account, however I haven't seen a clear answer on when to use which.  Is this assumption correct with the current card benefits:  If it is dining or travel and doesn't fall into the 5% rotating Freedom categories, use Sapphire, otherwise use Freedom?  This is only talking about domestic purchases.

Sounds right to me

[gavhaller]

I've pretty much been reading through hundreds of forums to try and understand more. I keep seeing that people are referring to "Wikis" can someone explain where I can find them? Or are they referring to the original post about that specific topic and just calling it a wiki

[Emkay]

I've pretty much been reading through hundreds of forums to try and understand more. I keep seeing that people are referring to "Wikis" can someone explain where I can find them? Or are they referring to the original post about that specific topic and just calling it a wiki

some topics such as this one have a community editable wiki in the beggining of the topic and on every page it can be viewed by clicking on where it says wiki on top of the page( on tapatalk its only the first page)

[chucksterace]

I've pretty much been reading through hundreds of forums to try and understand more. I keep seeing that people are referring to "Wikis" can someone explain where I can find them? Or are they referring to the original post about that specific topic and just calling it a wiki

A wiki is a post before the original post that anyone can edit or add/change to. Not every thread has one but a lot do, mostly the ones with a lot of information to make it easier for the reader.

[Achas Veachas]

I've pretty much been reading through hundreds of forums to try and understand more. I keep seeing that people are referring to "Wikis" can someone explain where I can find them? Or are they referring to the original post about that specific topic and just calling it a wiki

If you look on the top of the first page of some threads (including this one) you will find the wiki. it can also be found on the other pages but you have to open it by pressing the + sign.

[gavhaller]

If you look on the top of the first page of some threads (including this one) you will find the wiki. it can also be found on the other pages but you have to open it by pressing the + sign.

  Thanks

[DBK]

How does it work with meeting CC thresholds? AP limits you to 1000 how do you use the vanilla reloadables to meet it and is there a limit depending on the bank the CC is issued from? 

[Centro]

How does it work with meeting CC thresholds? AP limits you to 1000 how do you use the vanilla reloadables to meet it and is there a limit depending on the bank the CC is issued from? 

Read here on how to use the VR with Bluebird.

[DBK]

Is it possible to have multiple bluebird accounts? Or just self and spouse?

[DBK]

Read here on how to use the VR with Bluebird.

On that post what does YMMV stand for?

[Emkay]

On that post what does YMMV stand for?

your mileage may vary.
Theres a thread defining these but im on tapatalk so cant Link it

[DBK]

your mileage may vary.
Theres a thread defining these but im on tapatalk so cant Link it

Thanks again! Will search for it

[Marco Polo]

Thanks again! Will search for it

It's linked a few posts up (1858).

[DBK]

It's linked a few posts up (1858).

Thanks!Very helpful

[ckmk47]

Is it possible to have multiple bluebird accounts? Or just self and spouse?

Adult children,  parents, siblings...
Basically, BB requires it to be a real person.  One card per person.  Not even a BB and Serve, their other debit card.

[Marco Polo]

Is it possible to have multiple bluebird accounts? Or just self and spouse?

Anyone over 18 can get one. One per SS though.

[gavhaller]

Anybody know the wiki or details about the timeframe to churn cards? Like for example I opened the sapphire card back in December and I'd like to close it and reapply for it to receive the sign up bonus a second time.

[raphy781]

Anybody know the wiki or details about the timeframe to churn cards? Like for example I opened the sapphire card back in December and I'd like to close it and reapply for it to receive the sign up bonus a second time.

That info was removed for the sake of longevity, but it's all included in the various threads.