Author Topic: Misc Credit Card Questions  (Read 1131980 times)

Offline Ydad

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Re: Random Credit Card Questions
« Reply #180 on: December 11, 2014, 08:58:31 PM »
Anyone know if there is a way to use an amex offer mailed to me for someone else?

Offline Dr Moose

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Re: Random Credit Card Questions
« Reply #181 on: December 11, 2014, 10:08:30 PM »
Anyone know if there is a way to use an amex offer mailed to me for someone else?
personal offer or business?
Hey there! I am using DansDeals Forums.

Offline Ydad

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Re: Random Credit Card Questions
« Reply #182 on: December 11, 2014, 10:52:28 PM »

Offline Boruch999

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Re: Random Credit Card Questions
« Reply #183 on: December 24, 2014, 08:10:55 AM »
Is anyone aware of a better use for Capital1 points than Amazon GCs (1cpp?)

Offline coralsnake

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Re: Random Credit Card Questions
« Reply #184 on: December 24, 2014, 08:58:02 AM »
Is anyone aware of a better use for Capital1 points than Amazon GCs (1cpp?)
I believe Crapital One points are always maxed at 1cpp
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Offline EMCC

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Re: Random Credit Card Questions
« Reply #185 on: December 24, 2014, 10:23:23 AM »
It credit utilization based on the card that is being utilized or the persons total credit limit?

For instance, if I have a total credit limit of $100k between all my cards, is it a problem to max out a singe card with a $1000? Will that be considered 1% or 100% utilization?
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Offline TimT

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Re: Random Credit Card Questions
« Reply #186 on: December 24, 2014, 11:08:03 AM »
It credit utilization based on the card that is being utilized or the persons total credit limit?

For instance, if I have a total credit limit of $100k between all my cards, is it a problem to max out a singe card with a $1000? Will that be considered 1% or 100% utilization?
100% utilization on that card.

Offline clear thinker

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Re: Random Credit Card Questions
« Reply #187 on: December 24, 2014, 11:18:52 AM »
It credit utilization based on the card that is being utilized or the persons total credit limit?

For instance, if I have a total credit limit of $100k between all my cards, is it a problem to max out a singe card with a $1000? Will that be considered 1% or 100% utilization?
I think it's both, it goes per card & across all of them.

Offline clear thinker

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Re: Random Credit Card Questions
« Reply #188 on: December 24, 2014, 11:19:46 AM »
Anyone know if there is a way to use an amex offer mailed to me for someone else?

Personal
+1?
Anyone?
Besides calling it in is there another way?

Offline DMYD

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Re: Random Credit Card Questions
« Reply #189 on: December 24, 2014, 11:21:33 AM »
I think it's both, it goes per card & across all of them.
+1 So rather spread it out across a few cards, or if its a Business card that its not a problem. 

Offline @Yehuda

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Re: Random Credit Card Questions
« Reply #190 on: December 24, 2014, 11:26:13 AM »
+1?
Anyone?
Besides calling it in is there another way?
Kind of... there is a way to edit the code of the website to change the automatic info that gets put into the application. Last I spoke to people, they were able to change some of the info (maybe it was the name) but not other parts (the SSN). Don't remember which data they were/weren't able to change, but if you know computers at all perhaps you can figure it out.

Offline clear thinker

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Re: Random Credit Card Questions
« Reply #191 on: December 24, 2014, 11:38:24 AM »
Kind of... there is a way to edit the code of the website to change the automatic info that gets put into the application. Last I spoke to people, they were able to change some of the info (maybe it was the name) but not other parts (the SSN). Don't remember which data they were/weren't able to change, but if you know computers at all perhaps you can figure it out.
Only the name comes up prefilled.
No address, no ssn, etc.
Though I can put in "name on card" the question if they would accept an app where the name of card is different then the app name?

Offline @Yehuda

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Re: Random Credit Card Questions
« Reply #192 on: December 24, 2014, 11:49:39 AM »
Only the name comes up prefilled.
No address, no ssn, etc.
Though I can put in "name on card" the question if they would accept an app where the name of card is different then the app name?
:o

Offline mawmaw

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Re: Random Credit Card Questions
« Reply #193 on: December 24, 2014, 01:36:05 PM »
AFAIK if the last name are the same you can apply YMMV

Offline chuck447744

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Re: Random Credit Card Questions
« Reply #194 on: December 25, 2014, 06:15:06 PM »
AFAIK if the last name are the same you can apply YMMV

I am a noobie what does AFAIK and YMMV mean?

Offline TimT

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Re: Random Credit Card Questions
« Reply #195 on: December 25, 2014, 06:15:38 PM »
I am a noobie what does AFAIK and YMMV mean?
http://forums.dansdeals.com/index.php?topic=10531.0
Although as far as I know "AFAIK" has nothing to do with being a noob.  :)

Offline themev

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Re: Random Credit Card Questions
« Reply #196 on: December 25, 2014, 09:37:47 PM »
When do bonus points usually post? I was helping out a friend who was planning to book a stay at the new resort Hyatt Baha-Mar and so he applied for Ink and has been accruing UR points. The resort is going up a category though in January. He just hit the $5K spend today and his next statement is after the category increase. Is there anything he can do to get the bonus points prior to the increase? Can he try to move his statement up?

Offline D93

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Re: Random Credit Card Questions
« Reply #197 on: December 26, 2014, 01:48:33 AM »
When do bonus points usually post? I was helping out a friend who was planning to book a stay at the new resort Hyatt Baha-Mar and so he applied for Ink and has been accruing UR points. The resort is going up a category though in January. He just hit the $5K spend today and his next statement is after the category increase. Is there anything he can do to get the bonus points prior to the increase? Can he try to move his statement up?
You can move up the statement closing date to get the UR faster. However, make sure the points are showing up in the "Earning on next statement" section (go to the UR page and you will see it there) before you change the statement date, otherwise you will have to wait until the next statement to get them.
« Last Edit: December 26, 2014, 03:34:14 AM by D93 »

Online ushdadude

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Re: Random Credit Card Questions
« Reply #198 on: December 27, 2014, 09:57:50 PM »
If my brother is making a weekend bar mitzva at a marriott property, should he apply for marriott cc and get 5ppd or sp and get just 2ppd but more versatile?

Offline lunatic

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Re: Random Credit Card Questions
« Reply #199 on: December 27, 2014, 10:20:21 PM »
If my brother is making a weekend bar mitzva at a marriott property, should he apply for marriott cc and get 5ppd or sp and get just 2ppd but more versatile?
Does staples sell Marriott gc? If so,  buy on an ink card