Thoughts on this?
I’m have a low prescription but have never worn glasses. Every time I visit my optometrist, he tells me that he can give me a prescription if it bother me.
I was shopping for sunglasses, and a friend suggested that if I get prescription sunglasses instead, my insurance will cover it. I checked with insurance, and they do in fact cover it. (It uses up the same limit as regular glasses, but I don’t mind that here.)
Is this ethical to the insurer, and to my employer, whose premiums on our group plan probably increase a tiny bit based on claims? The claim is technically 100% true, I just personally don’t feel the need to wear prescription glasses.