Author Topic: Misc Credit Card Questions  (Read 1944604 times)

Offline CountValentine

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Re: Misc Credit Card Questions
« Reply #11100 on: April 12, 2024, 10:49:49 AM »
Thanks, not showing the bonus.
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Offline The Thinker

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Re: Misc Credit Card Questions
« Reply #11101 on: April 14, 2024, 10:36:53 PM »
I'm trying to figure out what's the best credit card for me to get. I have a large purchase next month so would love to get a SUB. I currently have Saphire Preferred, united, freedom and freedom unlimited and citi double cash. Which cc SUB would give me the best bang for my buck? I usually use points for air travel but am open to a hotel card as well.

« Last Edit: April 15, 2024, 12:01:57 AM by The Thinker »

Offline Spoon

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Re: Misc Credit Card Questions
« Reply #11102 on: April 14, 2024, 11:33:42 PM »
I'm trying to figure out what's the best credit card for me to get. I have a large purchase next month so would love to get a SUP. I currently have Saphire Preferred, united, freedom and freedom unlimited and citi double cash. Which cc SUP would give me the best bang for my buck? I usually use points for air travel but am open to a hotel card as well.


I assume you mean SUB but I would go for one of the mega plat offers if you've never had one

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Re: Misc Credit Card Questions
« Reply #11103 on: April 14, 2024, 11:38:54 PM »
The 1200 ink offer is another good idea

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« Last Edit: April 15, 2024, 12:25:16 AM by baron »

Offline The Thinker

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Re: Misc Credit Card Questions
« Reply #11104 on: April 15, 2024, 12:02:48 AM »

I assume you mean SUB but I would go for one of the mega plat offers if you've never had one
Yes fixed.  Thanks! Will look into that.

Offline Moshe26

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Re: Misc Credit Card Questions
« Reply #11105 on: April 19, 2024, 09:24:15 AM »
aside from freezing all 3 credit bureaus, is there anything else i should do to do if someone has tried (and failed ) to apply for 3 CC under my name? 1 was a citi card, 1 discover card and another Boa card.
i tried getting information of where the CC would have gotten shipped to if the application was approved but they told me they couldn't give me any info.

Offline ckmk47

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Re: Misc Credit Card Questions
« Reply #11106 on: April 19, 2024, 11:50:04 AM »
aside from freezing all 3 credit bureaus, is there anything else i should do to do if someone has tried (and failed ) to apply for 3 CC under my name? 1 was a citi card, 1 discover card and another Boa card.
i tried getting information of where the CC would have gotten shipped to if the application was approved but they told me they couldn't give me any info.
I think freezing won't stop the old apps, only keep a new app from being approved.
Keep monitoring your credit report for any newly opened cards.  (And confirm you recognize all the existing cards.)
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Offline Moshe26

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Re: Misc Credit Card Questions
« Reply #11107 on: April 19, 2024, 01:54:45 PM »
I think freezing won't stop the old apps, only keep a new app from being approved.
Keep monitoring your credit report for any newly opened cards.  (And confirm you recognize all the existing cards.)
yup thats what i did - thank you!

Offline Yo ssi

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Re: Misc Credit Card Questions
« Reply #11108 on: April 19, 2024, 05:48:11 PM »
What happens if you actually want to open a card?
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Offline HudZ

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Re: Misc Credit Card Questions
« Reply #11109 on: April 19, 2024, 05:50:33 PM »
What happens if you actually want to open a card?
You can verify with your Id.
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Offline Yo ssi

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Re: Misc Credit Card Questions
« Reply #11110 on: April 19, 2024, 05:51:37 PM »
You can verify with your Id.
How does that process look?
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Offline HudZ

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Re: Misc Credit Card Questions
« Reply #11111 on: April 19, 2024, 06:04:33 PM »
How does that process look?
I once mistakenly applied for a CC (Chase) with the wrong social security #. (One number off).
I then called to rectify that, and it wasn't a fun process.
They sent me letters that I wasn't approved.
Then they wanted me to fax my social security card (if I remember correctly) and my licence. Then they sent me another email or letter that they wanted me to fax it again, which I did... Not to mention the hours of phone calls... (Most of which were a complete waste of time,)

But BH after that they sent me the card. (Without letting me know before hand, it just came in the mail...) 
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Offline Yo ssi

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Re: Misc Credit Card Questions
« Reply #11112 on: April 21, 2024, 09:11:24 AM »
I once mistakenly applied for a CC (Chase) with the wrong social security #. (One number off).
I then called to rectify that, and it wasn't a fun process.
They sent me letters that I wasn't approved.
Then they wanted me to fax my social security card (if I remember correctly) and my licence. Then they sent me another email or letter that they wanted me to fax it again, which I did... Not to mention the hours of phone calls... (Most of which were a complete waste of time,)

But BH after that they sent me the card. (Without letting me know before hand, it just came in the mail...)
Why do you think it's the same process if someone has frozen their credit?
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Online baron

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Re: Misc Credit Card Questions
« Reply #11113 on: April 21, 2024, 09:17:11 AM »
What happens if you actually want to open a card?
You unfreeze for a sec and let the lender in. Itís easier if itís locked not frozen to unlock for a sec and apply. It has to temporarily opened either way.

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Re: Misc Credit Card Questions
« Reply #11114 on: April 24, 2024, 11:35:31 PM »
If I transfer the CL from a different chase biz card to my new ink cash will the entire new CL be 0% APR?

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Offline CountValentine

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Re: Misc Credit Card Questions
« Reply #11115 on: April 25, 2024, 12:01:12 AM »
Yes
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Offline mhpc2023

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Re: Misc Credit Card Questions
« Reply #11116 on: April 25, 2024, 12:11:59 AM »
Hi, I was wondering what is the policy for an additional user to amex business platinum all the regular benefits or limited?

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Re: Misc Credit Card Questions
« Reply #11117 on: April 25, 2024, 11:09:32 AM »
Yes
Thanks. Is there a way to transfer online or must I call?

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Offline CountValentine

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Re: Misc Credit Card Questions
« Reply #11118 on: April 25, 2024, 11:24:04 AM »
Thanks. Is there a way to transfer online or must I call?
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Offline HudZ

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Re: Misc Credit Card Questions
« Reply #11119 on: April 25, 2024, 12:05:52 PM »
Send a secure message online. Piece of cake.
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