Sorry for possible repost, I looked through this thread a bit but didn't see an answer although I admit I didn't read all 108 pages.
I have Amex Plat, got the 100k bonus and want to downgrade to get refunded some of the annual fee. Called AMex to downgrade to Green but rep said with Green I can't transfer the MR points to airlines, must use them to book travel thru amex travel site.
Is there a way to keep the points, still have the flexibility of airline transfer, and have a card with less than the $175 Gold annual fee?
Thanks for help!