Topic Wiki

Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419 [Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

Business cards application status: call 800-453-9719.

7-10 day message on the business application line does not mean a denial.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.


« Last edited by Dani on July 30, 2024, 06:14:19 PM »

Author Topic: Chase Reconsideration  (Read 2696813 times)

Offline TimT

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Re: Chase Reconsideration
« Reply #7920 on: May 20, 2015, 11:29:47 AM »
I understand that it not being able to get 3 in 30 isnt true and it clearly says that on the wiki but i have called about 15 times that that is the response i constantly get. How do I argue with them that I am allowed 3 in 30 days?
You don't tell them that. Take a break & try again. Do you have an old card that you could offer to close ?

Offline menas

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Re: Chase Reconsideration
« Reply #7921 on: May 20, 2015, 01:28:47 PM »
I got denied for Sapphire. When I called to Recon I was told that I have opened too many CCs in the past two years. I have opened 3 personal (2 from Chase and 1 Barclays) and 1 business. Is that a standard protocol? What can I tell them to reconsider?

Offline TimT

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Re: Chase Reconsideration
« Reply #7922 on: May 20, 2015, 01:30:46 PM »
I got denied for Sapphire. When I called to Recon I was told that I have opened too many CCs in the past two years. I have opened 3 personal (2 from Chase and 1 Barclays) and 1 business. Is that a standard protocol? What can I tell them to reconsider?
HUCA. If all else fails you could offer to shift some of the CL or close one of the other cards.

Offline PETERP

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Re: Chase Reconsideration
« Reply #7923 on: May 20, 2015, 01:43:50 PM »
I understand that it not being able to get 3 in 30 isnt true and it clearly says that on the wiki but i have called about 15 times that that is the response i constantly get. How do I argue with them that I am allowed 3 in 30 days?

  All customers are not created equal .
History, age, assets, all come into play.

Offline menas

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Re: Chase Reconsideration
« Reply #7924 on: May 20, 2015, 01:54:32 PM »
HUCA. If all else fails you could offer to shift some of the CL or close one of the other cards.
I tired closing other cards and was told that the problem isnt with how many cards I have open, but with the amount I have *opened*. My Credit Score shows too many cards have been opened.

Offline Ydad

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Re: Chase Reconsideration
« Reply #7925 on: May 20, 2015, 01:57:21 PM »
I tired closing other cards and was told that the problem isnt with how many cards I have open, but with the amount I have *opened*. My Credit Score shows too many cards have been opened.
Probably everyone around here has their CR showing that. The question is what else do you have.

Offline ADG

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Re: Chase Reconsideration
« Reply #7926 on: May 20, 2015, 02:16:52 PM »
I have HUCA'ed 3 times with same negative respone... ( im trying for a SW business card) ... they keep asking me some Q. and maybe i am not saying big enough numbers.... can i change my answers if from the last time? If i say the business made money in 2014 then would i shoot myself in the foot with nothing being declared? I really am just employed with a 1099 and call myself a sole proprietorship am i lying? 

To sum up I really need a game changer to save this card... I lot of companionship is riding on it... if u get my puns     

Offline PETERP

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Re: Chase Reconsideration
« Reply #7927 on: May 20, 2015, 02:25:54 PM »
I have HUCA'ed 3 times with same negative respone... ( im trying for a SW business card) ... they keep asking me some Q. and maybe i am not saying big enough numbers.... can i change my answers if from the last time? If i say the business made money in 2014 then would i shoot myself in the foot with nothing being declared? I really am just employed with a 1099 and call myself a sole proprietorship am i lying? 

To sum up I really need a game changer to save this card... I lot of companionship is riding on it... if u get my puns   

That will make matters worse . Have to get the person
On your side , with phrases like , Isn't there anything
you can do to help make this happen .
Makes them feel empowered and more willing . Ask for
a Supervisor when you have your A game
Ready IMO


Offline ADG

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Re: Chase Reconsideration
« Reply #7928 on: May 20, 2015, 02:32:44 PM »
That will make matters worse . Have to get the person
On your side , with phrases like , Isn't there anything
you can do to help make this happen .
Makes them feel empowered and more willing . Ask for
a Supervisor when you have your A game
Ready IMO


I have been doing that... can u please elaborate on the supervisor play

Offline PETERP

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Re: Chase Reconsideration
« Reply #7929 on: May 20, 2015, 02:47:37 PM »
I have been doing that... can u please elaborate on the supervisor play

  When you have been told  NO by all first level credit analysts,  a Supervisor might overrule them if you make a Compelling Case   . If they say NO , highly unlikely someone will overrule them .

Offline ADG

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Re: Chase Reconsideration
« Reply #7930 on: May 20, 2015, 02:53:01 PM »
  When you have been told  NO by all first level credit analysts,  a Supervisor might overrule them if you make a Compelling Case   . If they say NO , highly unlikely someone will overrule them .

Do i ask for them after i fail with the rep or before?

Offline PETERP

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Re: Chase Reconsideration
« Reply #7931 on: May 20, 2015, 02:54:33 PM »
Do i ask for them after i fail with the rep or before?

Before

Offline ADG

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Re: Chase Reconsideration
« Reply #7932 on: May 20, 2015, 02:56:12 PM »
Before

Thanks ... I will keep you posted

Offline PETERP

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Re: Chase Reconsideration
« Reply #7933 on: May 20, 2015, 02:57:40 PM »
Thanks ... I will keep you posted

Good Luck

Offline AharonInIsrael

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Re: Chase Reconsideration
« Reply #7934 on: May 20, 2015, 03:12:48 PM »
Any recent success of offering to close an existing card to get around the 2 in 30 days rule? I did it last year, but the two times I've called so far the reps said they can't even reconsider because of that rule- just want to make sure that there are recent success stories out there before investing more time on this.

Offline PETERP

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Re: Chase Reconsideration
« Reply #7935 on: May 20, 2015, 04:57:14 PM »
Any recent success of offering to close an existing card to get around the 2 in 30 days rule? I did it last year, but the two times I've called so far the reps said they can't even reconsider because of that rule- just want to make sure that there are recent success stories out there before investing more time on this.


I would like to know this also . Regardless I am going to try 1 Biz and 2 personal in about 10 days .

Offline AharonInIsrael

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Re: Chase Reconsideration
« Reply #7936 on: May 20, 2015, 04:58:21 PM »

I would like to know this also . Regardless I am going to try 1 Biz and 2 personal in about 10 days .
And get two pulls?

Offline PETERP

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Re: Chase Reconsideration
« Reply #7937 on: May 20, 2015, 05:13:42 PM »
And get two pulls?

Always get two pulls Biz and personal . Gotta pay to play

Offline AharonInIsrael

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Re: Chase Reconsideration
« Reply #7938 on: May 20, 2015, 05:19:38 PM »
Always get two pulls Biz and personal . Gotta pay to play
Just checkin' :)

Offline yitrap

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Re: Chase Reconsideration
« Reply #7939 on: May 20, 2015, 06:21:03 PM »
Any recent success of offering to close an existing card to get around the 2 in 30 days rule? I did it last year, but the two times I've called so far the reps said they can't even reconsider because of that rule- just want to make sure that there are recent success stories out there before investing more time on this.
I had success in September - waited around 2 weeks to HUCA the last card and they allowed me to close a different card for it.