Topic Wiki

I'm trying to summarize success stories mentioned in this thread.
From @TC610
It never hurts to ask - retention is a big YMMV.  If you don't like the offer given to you when you call for retention, ask for a better one.  Scan through the thread (use the search bar - reading through 130+ pages of posts can be time consuming) to see what others have been offered. Please post what you've got if its better then whats in the WIKI

Citi:
AA
Retention: $95 Statement credit after 5 transactions (no minimum...) in the next 3 months
09/17/2014 $95 refunded no need to make any transactions + 1000 Bonus Points per month for 16 months if made purchases of $1000+
05/12/16 AA Executive: $50 credit every month spend $1500 or 15K Miles for $5K in 5 Months
08/14/17 AA Exec $250 credit for spending $3,000/m * 3m OR 15K Miles for $5K in 3m.

Chase: - Call 800-945-2006.
  • IB/IP
     Retention: 10k UR after 5k spend
  •  IC
     Retention: $50 SC
  • UA (Club)
     Retention: $150 account credit
     Retention: 10k Miles for spending $2000 in 3 months.
  • UA (Presidential)
     Retention: $100 account credit
  • BA
     Retention: 9k Avios for spending $1500 in 3 months
  • Freedom (5x catagories)
     Retention: 2,500 UR

Barclay's:
M&M
Retention: Waived by SMing

Arrival
Retention: 5K miles, for keeping the card open randomly.
AF waived, HUCA

US air:
AF waived

American Express

Seems to be clearly spend related while also no rhyme or reason to who gets offers

 • Business gold:5k-15k/$100 statement credit no spend required.
 • Delta Gold Skymiles - 12.5k Delta miles for paying the annual fee (no extra spending required) or $100 Credit on the account
 • SPG personal: 7k for 1k spend in 3 months.
 • SPG business: 10k no spend.
 • Personal Platinum - 20,000 MR for $3,000 spend in 3 months. (Actually gave me 5,000MR immediately, then 15,000 when I spend the $3k)/up to 50k/$150 SC for 1k spend.
 • Personal Platinum (another data point [zow]) - 30,000 MR for $4,000 spend in 3 months.
 • Business Platinum: 10k no spend/20k for 10k spend/30k no spend +50k for 40k spend

Retention contact numbers:
Citi: 800-444-2568
Chase: 800-945-2006
Amex: 800-452-3945
Barclays: 18664084064 (credit dept)
US Bank:

Click on link to get backdoor numbers for most banks:
http://ficoforums.myfico.com/t5/Credit-Cards/Backdoor-Numbers/td-p/408066
« Last edited by zow on May 19, 2019, 06:47:52 PM »

Author Topic: Credit Card Retention Bonuses  (Read 1199215 times)

Offline tzifanya54

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Jan 2012
  • Posts: 5537
  • Total likes: 140
  • DansDeals.com Hat Tips 1
    • View Profile
Re: Credit Card Retention Bonuses
« Reply #7140 on: November 17, 2020, 05:32:25 PM »

Offline Boruch Parnes

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Jan 2019
  • Posts: 658
  • Total likes: 75
  • DansDeals.com Hat Tips 2
    • View Profile
  • Location: Brooklyn
Re: Credit Card Retention Bonuses
« Reply #7141 on: November 17, 2020, 05:36:26 PM »
which number did you call?
800-452-3945 this num from the wiki

Offline mdrills

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Dec 2013
  • Posts: 651
  • Total likes: 7
  • DansDeals.com Hat Tips 6
    • View Profile
  • Location: New York
  • Programs: SPG Gold, Marriott Gold, Hyatt Diamond, Hilton Diamond, SW Companion
Re: Credit Card Retention Bonuses
« Reply #7142 on: November 18, 2020, 11:59:03 AM »
Just got 150. Easy money and now my card costs nothing for 2021.

Offline LoLo

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Aug 2014
  • Posts: 3672
  • Total likes: 149
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
Re: Credit Card Retention Bonuses
« Reply #7143 on: November 18, 2020, 01:10:35 PM »
Just remember that chase may 1099 you for retention offers.

Offline simplicity

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Feb 2019
  • Posts: 656
  • Total likes: 52
  • DansDeals.com Hat Tips 3
  • Gender: Male
    • View Profile
  • Location: Lakewood
Re: Credit Card Retention Bonuses
« Reply #7144 on: November 18, 2020, 02:29:55 PM »
Just got 150. Easy money and now my card costs nothing for 2021.
+1

Offline nucheiner

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Sep 2016
  • Posts: 329
  • Total likes: 35
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Credit Card Retention Bonuses
« Reply #7145 on: November 18, 2020, 03:30:07 PM »

Offline normathej

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: Nov 2014
  • Posts: 846
  • Total likes: 50
  • DansDeals.com Hat Tips 13
    • View Profile
Re: Credit Card Retention Bonuses
« Reply #7146 on: November 18, 2020, 03:39:08 PM »
+1

So bummed that I haven't yet managed to get this card.  It's the gift that keeps on giving!

Offline Shmulie

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Dec 2013
  • Posts: 1126
  • Total likes: 247
  • DansDeals.com Hat Tips 4
  • Gender: Male
    • View Profile
  • Location: Brooklyn
Re: Credit Card Retention Bonuses
« Reply #7147 on: November 18, 2020, 05:35:49 PM »
Just got $250 3 minute call annual fee is in February and they said if I canceled then the $250 will go away

Offline shmooz

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Dec 2010
  • Posts: 1520
  • Total likes: 28
  • DansDeals.com Hat Tips 4
    • View Profile
Re: Credit Card Retention Bonuses
« Reply #7148 on: November 19, 2020, 09:50:48 AM »
 O twice on csr, lady seemed annoyed as if she was getting a lot of these calls, wouldn't check account just denied

Offline joeb1

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Aug 2011
  • Posts: 3022
  • Total likes: 38
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Brooklyn
  • Programs: SPG Platinum, Hyatt Diamond, Hilton Diamond, CPA, Travel Agent
Re: Credit Card Retention Bonuses
« Reply #7149 on: November 19, 2020, 11:10:13 AM »
whats best # to call citi for premier AF

Offline Mo2

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: May 2013
  • Posts: 531
  • Total likes: 37
  • DansDeals.com Hat Tips 3
  • Gender: Male
    • View Profile
  • Location: USA
Re: Credit Card Retention Bonuses
« Reply #7150 on: November 19, 2020, 04:08:30 PM »
My retention offers:
Both of my free Biz Blue and 1 Biz Cash cards:
$100 instant credit
$200 when spending 4k in 3 months

DW offers:
Free Biz Blue card:
$100 instant credit
$200 when spending 4k in 3 months

Consumer Marriott (95AF):
30k Marriott points. no spend
(I chose this over another offer of $75 for 1k spend)
Common sense is not a gift, it is a punishment.
Because you have to deal with everyone who doesn't have it.

Offline Yehudaa

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Mar 2018
  • Posts: 2510
  • Total likes: 1078
  • DansDeals.com Hat Tips 82
    • View Profile
  • Location: YYZ
Re: Credit Card Retention Bonuses
« Reply #7151 on: November 20, 2020, 11:32:18 AM »
10k MR on Amex Gold via chat. Very little spend on the card.

Offline Davidthebest

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2014
  • Posts: 9904
  • Total likes: 555
  • DansDeals.com Hat Tips 1494
    • View Profile
Re: Credit Card Retention Bonuses
« Reply #7152 on: November 20, 2020, 11:57:09 AM »
10k MR on Amex Gold via chat. Very little spend on the card.
Do you have the option to chat via app?

Offline Yehudaa

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Mar 2018
  • Posts: 2510
  • Total likes: 1078
  • DansDeals.com Hat Tips 82
    • View Profile
  • Location: YYZ
Re: Credit Card Retention Bonuses
« Reply #7153 on: November 20, 2020, 12:00:03 PM »
Do you have the option to chat via app?
Yes, though this was via desktop.

Why do you ask?
« Last Edit: November 20, 2020, 12:18:19 PM by Yehudaa »

Offline miles lover

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: Dec 2013
  • Posts: 909
  • Total likes: 25
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: Lakewood NJ
Re: Credit Card Retention Bonuses
« Reply #7154 on: November 29, 2020, 01:33:18 AM »
Is there a minimum time that you need to have an Amex card opened before asking for retention on that card ?

Online Yo ssi

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Aug 2019
  • Posts: 3803
  • Total likes: 1217
  • DansDeals.com Hat Tips 38
  • Gender: Male
    • View Profile
Re: Credit Card Retention Bonuses
« Reply #7155 on: November 29, 2020, 01:37:17 AM »
Is there a minimum time that you need to have an Amex card opened before asking for retention on that card ?
Don't ask unless your willing to close. I'm assuming at least a year.

Offline miles lover

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: Dec 2013
  • Posts: 909
  • Total likes: 25
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: Lakewood NJ
Re: Credit Card Retention Bonuses
« Reply #7156 on: November 29, 2020, 01:38:25 AM »
Don't ask unless your willing to close. I'm assuming at least a year.
What’s wrong with saying I’m considering closing my account...

Offline miles lover

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: Dec 2013
  • Posts: 909
  • Total likes: 25
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: Lakewood NJ
Re: Credit Card Retention Bonuses
« Reply #7157 on: November 29, 2020, 01:39:52 AM »
What’s wrong with saying I’m considering closing my account...
And what are you assuming a year? I know in between retention offers you need to wait 13 months iirc but what about before the first offer ?

Offline justmeha

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Feb 2019
  • Posts: 1310
  • Total likes: 135
  • DansDeals.com Hat Tips 9
    • View Profile
Re: Credit Card Retention Bonuses
« Reply #7158 on: November 29, 2020, 05:05:27 PM »
Don't ask unless your willing to close.
-1

Offline ShimshonK

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Nov 2018
  • Posts: 421
  • Total likes: 109
  • DansDeals.com Hat Tips 2
    • View Profile
Re: Credit Card Retention Bonuses
« Reply #7159 on: December 03, 2020, 03:50:16 AM »
Just came across this article (https://www.doctorofcredit.com/retention-bonus-rules-tips-for-each-card-issuer-get-more-than-one-bonus-each-year/).

Is there any way to ask for multiple retention offers, if you have multiple cards with one issuer (some business and some personal)?