Author Topic: Stocks  (Read 282724 times)

Offline thebudgetdeals

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Re: Stocks
« Reply #3045 on: March 09, 2018, 11:58:25 AM »
Regarding the method for those who wanna do it lets make it short...
You have a person come in 2018 and say I saved 30-40-50k over the past 2-3-4-5 from 2015-16-17-18 where should I invest it and in 2028 will have positive returns? The answer is (going forward) in 2015 you should of taken the extra $100 every week and invest it and not wait to accumalate a nice chunk and than start searching another few months/years for a good BUY LOW SELL HIGH investment
READ AGAIN

Offline ADG

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Re: Stocks
« Reply #3046 on: March 09, 2018, 12:23:21 PM »
Thats DCA method.

Offline avromie7

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Re: Stocks
« Reply #3047 on: March 09, 2018, 12:41:12 PM »
Btw you are wrong about the dollar cost averaging part of it too
https://blog.alliancebernstein.com/post/en/2014/07/is-dollar-cost-averaging-the-cure-for-market-jitters
There is a major difference between dollar cost averaging when you have the money upfront, and when you're putting in a piece of your paycheck every month. The only reason why you are worse off with DCA when you have the money upfront, is because you're leaving the money sitting around until you invest it. The risk with investing it upfront is that you don't know when the market will tumble, and if you got in too late you'll lose everything, DCA helps you not invest all your money at the top.
I wonder what people who type "u" instead of "you" do with all their free time.

Offline aygart

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Re: Stocks
« Reply #3048 on: March 09, 2018, 12:58:39 PM »
There is a major difference between dollar cost averaging when you have the money upfront, and when you're putting in a piece of your paycheck every month. The only reason why you are worse off with DCA when you have the money upfront, is because you're leaving the money sitting around until you invest it. The risk with investing it upfront is that you don't know when the market will tumble, and if you got in too late you'll lose everything, DCA helps you not invest all your money at the top.
Absolutely true. When you DCA from a paycheck you are really doing lump sum as it comes in. DCA of a lump sum mitigates the risk of investing at the top and will help if the market goes down but hurt f it goes up. The point of the article is that historically you were more likely to lose than gain by doing that.
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Offline avromie7

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Re: Stocks
« Reply #3049 on: March 09, 2018, 01:10:28 PM »
Absolutely true. When you DCA from a paycheck you are really doing lump sum as it comes in. DCA of a lump sum mitigates the risk of investing at the top and will help if the market goes down but hurt f it goes up. The point of the article is that historically you were more likely to lose than gain by doing that.
Correct. What @thebudgetdeals was saying is that the best strategy is DCA by taking a little bit of your paycheck every month, that's what he's saying here -
Regarding the method for those who wanna do it lets make it short...
You have a person come in 2018 and say I saved 30-40-50k over the past 2-3-4-5 from 2015-16-17-18 where should I invest it and in 2028 will have positive returns? The answer is (going forward) in 2015 you should of taken the extra $100 every week and invest it and not wait to accumalate a nice chunk and than start searching another few months/years for a good BUY LOW SELL HIGH investment
- you shouldn't hold onto your money until you have a lot to invest, do it little by little as you get the money. (This wouldn't work if you get a windfall from somewhere)
I wonder what people who type "u" instead of "you" do with all their free time.

Offline aygart

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Re: Stocks
« Reply #3050 on: March 09, 2018, 01:18:29 PM »
Correct. What @thebudgetdeals was saying is that the best strategy is DCA by taking a little bit of your paycheck every month, that's what he's saying here -  - you shouldn't hold onto your money until you have a lot to invest, do it little by little as you get the money. (This wouldn't work if you get a windfall from somewhere)
That is what he said in the last post after saying other contradictory things in the previous ones.
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Offline thebudgetdeals

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Re: Stocks
« Reply #3051 on: March 09, 2018, 02:18:35 PM »
Today is the Yuhrtzeit of the low point of the market during the great recession. March 9 2009. Market up approx 350% since than

Offline Ephraimh

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Stocks
« Reply #3052 on: March 09, 2018, 05:06:13 PM »
Today is the Yuhrtzeit of the low point of the market during the great recession. March 9 2009. Market up approx 350% since than
And an anchor on cnbc came out with a bold call that day proclaiming that the market has bottomed.. talk about grand slam predictions, the market never looked back since that day!

Offline hvaces42

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Re: Stocks
« Reply #3053 on: March 09, 2018, 05:09:11 PM »
Today is the Yuhrtzeit of the low point of the market during the great recession. March 9 2009. Market up approx 350% since than
How many portfolios are up 350%?
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Offline pixi

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Re: Stocks
« Reply #3054 on: March 12, 2018, 12:06:00 PM »
Glad I stayed the course, $1,500 baby!
$1,600 baby! They say it's the new gold.
money doesn't talk......      it SCREAMS !

Offline Dan

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Re: Stocks
« Reply #3055 on: March 12, 2018, 12:09:54 PM »
$1,600 baby! They say it's the new gold.
Not a joke. I went in at $930. When do I take my profits and go home?
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline pixi

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Re: Stocks
« Reply #3056 on: March 12, 2018, 12:11:01 PM »
Not a joke. I went in at $930. When do I take my profits and go home?
Never!
money doesn't talk......      it SCREAMS !

Offline aygart

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Re: Stocks
« Reply #3057 on: March 12, 2018, 12:12:48 PM »
Never!
Leave it for an eventual step up in basis (after 120)?
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Offline Ephraimh

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Stocks
« Reply #3058 on: March 12, 2018, 12:53:47 PM »
Not a joke. I went in at $930. When do I take my profits and go home?
Don’t sell!
If you’re really uncomfortable being a hog sell 20% and wait for a dip to buy back, but that dip just came and went last month, there is no reason this shouldn’t rise to $1,800 now, stay the course!

Offline pixi

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Re: Stocks
« Reply #3059 on: March 12, 2018, 01:20:00 PM »
Leave it for an eventual step up in basis (after 120)?
If I don't need the money right away, then why not.
money doesn't talk......      it SCREAMS !