Stocks

[TBD]

Hindsight huh?

"QUOTE" The answer is (going forward)

[aygart]

"QUOTE" The answer is (going forward)

But it will now be ten years not 12.5

[TBD]

But it will now be ten years not 12.5

This is the Haluche part you can give now the hashkufah part....
http://forums.dansdeals.com/index.php?topic=91185.msg1904042#msg1904042

[aygart]

Btw you are wrong about the dollar cost averaging part of it too
https://blog.alliancebernstein.com/post/en/2014/07/is-dollar-cost-averaging-the-cure-for-market-jitters

[TBD]

Btw you are wrong about the dollar cost averaging part of it too
https://blog.alliancebernstein.com/post/en/2014/07/is-dollar-cost-averaging-the-cure-for-market-jitters

Its definitley wrong to post here this report. As this is for someone who has his chunk of money available to invest, than investing at once will win you most of the years even though it comes with considerable higher risk and volatilty as the report itself notes. But someone who starts to invest than its DEFINITLEY worth to invest every small amount immediatley than to accumalate a considerable chunk and than invest it

[aygart]

Its definitley wrong to post here this report. As this is for someone who has his chunk of money available to invest, than investing at once will win you most of the years even though it comes with considerable higher risk and volatilty as the report itself notes. But someone who starts to invest than its DEFINITLEY worth to invest every small amount immediatley than to accumalate a considerable chunk and than invest it

You were saying how cost averaging was better than (i used the word correctly here) lump sum and therefore when i showed you that there were ten year periods with losses it wasn't what you meant. Now you are changing again?

Either you are having difficulty expressing what you really mean or you don't know what you are talking about and keep on changing. Both mean that there is nothing useful to be taken from what you wrote here and should be ignored.

[TBD]

Regarding the method for those who wanna do it lets make it short...
You have a person come in 2018 and say I saved 30-40-50k over the past 2-3-4-5 from 2015-16-17-18 where should I invest it and in 2028 will have positive returns? The answer is (going forward) in 2015 you should of taken the extra $100 every week and invest it and not wait to accumalate a nice chunk and than start searching another few months/years for a good BUY LOW SELL HIGH investment

READ AGAIN

[ADG]

Thats DCA method.

[avromie7]

Btw you are wrong about the dollar cost averaging part of it too
https://blog.alliancebernstein.com/post/en/2014/07/is-dollar-cost-averaging-the-cure-for-market-jitters

There is a major difference between dollar cost averaging when you have the money upfront, and when you're putting in a piece of your paycheck every month. The only reason why you are worse off with DCA when you have the money upfront, is because you're leaving the money sitting around until you invest it. The risk with investing it upfront is that you don't know when the market will tumble, and if you got in too late you'll lose everything, DCA helps you not invest all your money at the top.

[aygart]

There is a major difference between dollar cost averaging when you have the money upfront, and when you're putting in a piece of your paycheck every month. The only reason why you are worse off with DCA when you have the money upfront, is because you're leaving the money sitting around until you invest it. The risk with investing it upfront is that you don't know when the market will tumble, and if you got in too late you'll lose everything, DCA helps you not invest all your money at the top.

Absolutely true. When you DCA from a paycheck you are really doing lump sum as it comes in. DCA of a lump sum mitigates the risk of investing at the top and will help if the market goes down but hurt f it goes up. The point of the article is that historically you were more likely to lose than gain by doing that.

[avromie7]

Absolutely true. When you DCA from a paycheck you are really doing lump sum as it comes in. DCA of a lump sum mitigates the risk of investing at the top and will help if the market goes down but hurt f it goes up. The point of the article is that historically you were more likely to lose than gain by doing that.

Correct. What @thebudgetdeals was saying is that the best strategy is DCA by taking a little bit of your paycheck every month, that's what he's saying here -

Regarding the method for those who wanna do it lets make it short...
You have a person come in 2018 and say I saved 30-40-50k over the past 2-3-4-5 from 2015-16-17-18 where should I invest it and in 2028 will have positive returns? The answer is (going forward) in 2015 you should of taken the extra $100 every week and invest it and not wait to accumalate a nice chunk and than start searching another few months/years for a good BUY LOW SELL HIGH investment

- you shouldn't hold onto your money until you have a lot to invest, do it little by little as you get the money. (This wouldn't work if you get a windfall from somewhere)

[aygart]

Correct. What @thebudgetdeals was saying is that the best strategy is DCA by taking a little bit of your paycheck every month, that's what he's saying here -  - you shouldn't hold onto your money until you have a lot to invest, do it little by little as you get the money. (This wouldn't work if you get a windfall from somewhere)

That is what he said in the last post after saying other contradictory things in the previous ones.

[TBD]

Today is the Yuhrtzeit of the low point of the market during the great recession. March 9 2009. Market up approx 350% since than

[Ephraimh]

Today is the Yuhrtzeit of the low point of the market during the great recession. March 9 2009. Market up approx 350% since than

And an anchor on cnbc came out with a bold call that day proclaiming that the market has bottomed.. talk about grand slam predictions, the market never looked back since that day!

[hvaces42]

Today is the Yuhrtzeit of the low point of the market during the great recession. March 9 2009. Market up approx 350% since than

How many portfolios are up 350%?

[pixi]

Glad I stayed the course, $1,500 baby!

$1,600 baby! They say it's the new gold.

[Dan]

$1,600 baby! They say it's the new gold.

Not a joke. I went in at $930. When do I take my profits and go home?

[pixi]

Not a joke. I went in at $930. When do I take my profits and go home?

Never!

[aygart]

Never!

Leave it for an eventual step up in basis (after 120)?

[Ephraimh]

Not a joke. I went in at $930. When do I take my profits and go home?

Don’t sell!
If you’re really uncomfortable being a hog sell 20% and wait for a dip to buy back, but that dip just came and went last month, there is no reason this shouldn’t rise to $1,800 now, stay the course!