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« Last edited by yesitsme on October 08, 2021, 02:06:12 AM »

Author Topic: Any mortgage experts on the forums?  (Read 90216 times)

Offline shulem92

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Re: Any mortgage experts on the forums?
« Reply #120 on: June 01, 2020, 04:08:02 PM »
Anyone familiar with the process, when a mortgage holder dies? Please PM me

Offline Yef

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Re: Any mortgage experts on the forums?
« Reply #121 on: June 02, 2020, 04:17:35 PM »
Should someone sign a forebearance agreement or is better to wait and/or just have a verbal agreement

Offline Ephraimh

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Re: Any mortgage experts on the forums?
« Reply #122 on: June 02, 2020, 07:54:04 PM »
Should someone sign a forebearance agreement or is better to wait and/or just have a verbal agreement
Update: Deferral/forbearance will hurt your mortgage approval odds with certain banks, see attached

Offline michael

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Re: Any mortgage experts on the forums?
« Reply #123 on: July 20, 2020, 02:55:42 PM »
Anyone getting better than 2.75% on a 30-year $400k refi? Excellent credit, income and LTV ratio.

Offline cholent

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Re: Any mortgage experts on the forums?
« Reply #124 on: July 20, 2020, 03:49:53 PM »
I got quoted 2.5% for a 15 year refi, if you know of better than this please let me know.
Don't ask stupid questions and you won't get stupid answers

Offline davidd75

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Re: Any mortgage experts on the forums?
« Reply #125 on: July 20, 2020, 04:47:36 PM »
I got quoted 2.5% for a 15 year refi, if you know of better than this please let me know.

with points and closing fees?

Offline cholent

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Re: Any mortgage experts on the forums?
« Reply #126 on: July 20, 2020, 04:48:37 PM »
with points and closing fees?
No points. About 3500 in hard closing costs
Don't ask stupid questions and you won't get stupid answers

Offline zh cohen

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Re: Any mortgage experts on the forums?
« Reply #127 on: July 20, 2020, 10:23:24 PM »

  If rates drop -


Or if you sell the house

Offline cgr

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Re: Any mortgage experts on the forums?
« Reply #128 on: July 22, 2020, 10:01:12 PM »
Anyone getting better than 2.75% on a 30-year $400k refi? Excellent credit, income and LTV ratio.

2.6%, 30 year, 500k
Was offered 2.3% for the 15 year
No points

Offline cholent

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Re: Any mortgage experts on the forums?
« Reply #129 on: July 22, 2020, 10:02:40 PM »
2.6%, 30 year, 500k
Was offered 2.3% for the 15 year
No points
Where?
Don't ask stupid questions and you won't get stupid answers

Offline cgr

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Re: Any mortgage experts on the forums?
« Reply #130 on: July 22, 2020, 10:13:49 PM »
Where?
Keybank. I can get you a contact if needed

Offline cholent

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Re: Any mortgage experts on the forums?
« Reply #131 on: July 22, 2020, 10:16:48 PM »
Keybank. I can get you a contact if needed
That would be great, thanks. I was quoted 2.5% on a 15 year.
Don't ask stupid questions and you won't get stupid answers

Offline Yef

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Re: Any mortgage experts on the forums?
« Reply #132 on: July 22, 2020, 10:26:58 PM »
I would take that contact info also.
Ty

Offline cgr

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Re: Any mortgage experts on the forums?
« Reply #133 on: July 22, 2020, 10:41:28 PM »
That would be great, thanks. I was quoted 2.5% on a 15 year.

I would take that contact info also.
Ty

Please PM me

Offline yesitsme

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Re: Any mortgage experts on the forums?
« Reply #134 on: July 22, 2020, 11:14:00 PM »
i'm paying 4.75   >:( >:( >:( >:( >:(
["-"]

Offline yitzgar

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Re: Any mortgage experts on the forums?
« Reply #135 on: July 22, 2020, 11:19:27 PM »
i'm paying 4.75   >:( >:( >:( >:( >:(
So get on the refi train....

Offline Jellybelly

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Re: Any mortgage experts on the forums?
« Reply #136 on: July 22, 2020, 11:20:21 PM »
itís most probably worth it, unless you plan on seeking soon

Offline Geshmak25

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Re: Any mortgage experts on the forums?
« Reply #137 on: July 23, 2020, 12:38:28 PM »
2.6%, 30 year, 500k
Was offered 2.3% for the 15 year
No points
Closing costs?
PUTPAC = PITA

Offline Pad18

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Re: Any mortgage experts on the forums?
« Reply #138 on: July 23, 2020, 01:03:23 PM »
i'm paying 4.75   >:( >:( >:( >:( >:(

You will not qualify for a refinance ??

Offline erlich

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Re: Any mortgage experts on the forums?
« Reply #139 on: July 23, 2020, 01:20:28 PM »
Anyone getting better than 2.75% on a 30-year $400k refi? Excellent credit, income and LTV ratio.
Email KesefLoans@gmail.com
He is very competitive