Misc Credit Card Questions

[shmoe joe]

I have canceled my AMEX gold card but still have to pay up the annual fee (which they told me that they will take off but didn’t yet)I noticed now that I’ve been using it the last few weeks sometimes and it went through the charge but I don’t see any charges on my account. Who is losing out over here in the store AMEX? Donut don’t want to fraud anyone.

[Gvann]

If an annual fee is being increased and you apply before the date that it is going to be raised, do you have to be approved before that day or just apply by that day?

[monsey yid]

If an annual fee is being increased and you apply before the date that it is going to be raised, do you have to be approved before that day or just apply by that day?

Apply

[Pittsburgher CB]

I have canceled my AMEX gold card but still have to pay up the annual fee (which they told me that they will take off but didn’t yet)I noticed now that I’ve been using it the last few weeks sometimes and it went through the charge but I don’t see any charges on my account. Who is losing out over here in the store AMEX? Donut don’t want to fraud anyone.

I’ve had the same issue and was afraid as well. Talked to them and they told me that they usually hold the last statement and refund the difference in your spend from the annual fee. Shouldn’t worry, but I would advise calling them to be sure.

[shmoe joe]

I’ve had the same issue and was afraid as well. Talked to them and they told me that they usually hold the last statement and refund the difference in your spend from the annual fee. Shouldn’t worry, but I would advise calling them to be sure.

not understanding. What did you experience ? My issue is that although my card was already closed I was able to use it and now I’m not sure who lost out money in this

[shmoe joe]

not understanding. What did you experience ? My issue is that although my card was already closed I was able to use it and now I’m not sure who lost out money in this

bump

[Gvann]

For the refer-a-friend with chase ink, the max is. 200k, is that per card or in total across all ink cards?

[Spoon]

For the refer-a-friend with chase ink, the max is. 200k, is that per card or in total across all ink cards?

Total

[CountValentine]

Total

I do not believe that is correct as two different cards are showing different referral totals for the year.

[herb]

For the refer-a-friend with chase ink, the max is. 200k, is that per card or in total across all ink cards?

per card

[Spoon]

I do not believe that is correct as two different cards are showing different referral totals for the year.

Welcome back!


I know that but iirc I was told by a cs rep otherwise. Happy to be wrong.

per card

Do you have DP for this?

[herb]

Welcome back!


I know that but iirc I was told by a cs rep otherwise. Happy to be wrong.



Do you have DP for this?

I did it myself

[yawn]

I did it myself

Any DPs on whether you can A. refer the person who referred you and B. refer the same person from 2 different cards?

[Gvann]

Any DPs on whether you can A. refer the person who referred you and B. refer the same person from 2 different cards?

Yes you can A. Refer your wife and B. Refer her to two different cards and be referred from different cards for different applications

[yungermanchik]

How long after you get approved for the amex business Bonvoy card, does your status get updated?
The official policy is up to 2 weeks, does anyone have any DPs?
Is there a way to expedite it?

Cross-posting here for higher exposure.

[Shoitah]

Hi. First post here. I have a capital one bank account and they have very good offers for purchases from online merchants. Do I need a capital one credit card to take advantage of those? Or can I just click on the link at capitaloneoffers.com and use a different credit card to purchase?

[Yo ssi]

Hi. First post here. I have a capital one bank account and they have very good offers for purchases from online merchants. Do I need a capital one credit card to take advantage of those? Or can I just click on the link at capitaloneoffers.com and use a different credit card to purchase?

Welcome to the forum!

I believe it only works if the purchase was made with an eligible card

We do see your username btw

[herb]

We do see your username btw

maybe he's Greenspan

[Mf1]

How long after adding an authorized user with no credit history to my account does their credit score go up (if my credit is good)

[HoKo]

How long after adding an authorized user with no credit history to my account does their credit score go up (if my credit is good)

I believe it should be as soon as statement closes for that card (and it therefore gets reported to the credit bureaus)