Topic Wiki

Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419[Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.



Author Topic: Chase Reconsideration  (Read 1617675 times)

Offline Samb

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Re: Chase Reconsideration
« Reply #12640 on: December 09, 2020, 02:30:35 PM »
Quick pointer: Applied for two cards using 2 BM (IHG & UA). IHG approved, UA denied. Call to chase recon got the UA one approved after explaining why I needed both (for airline points).
nothing to do with 2 bm just for your knowledge. You can get up to two chase personal cards in 30 days

Online Therebbesbocher

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Re: Chase Reconsideration
« Reply #12641 on: December 14, 2020, 04:48:04 PM »
I applied for two southwest cards (one personal and one business) and received the same message for both: Too many requests for credit or opened accounts with us.
is there a risk of A/A if i call for both?

Arguing on DDF is like getting arrested, everything you say can and will be used against you, so just remain silent!!

Offline Mtl18

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Re: Chase Reconsideration
« Reply #12642 on: December 17, 2020, 01:48:20 PM »
I was denied for the Ink Cash. I unwisely used another name rather than my own and put it as being around <1 year. My personal credit is great and am a Chase Private Client.

I called Chase Reconsideration and the guy told me that without existence of prior business loans or accounts they can't issue it. He claimed that even were i to reapply with my name and with a longer duration, it likely wouldnt change the outcome.

Any hope for resubmitting and getting approved?

Online nafnaf12

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Re: Chase Reconsideration
« Reply #12643 on: December 17, 2020, 03:51:02 PM »
I was denied for the Ink Cash because of prior rewards abuse.

i have 3 chase cards CSR/FU/UA gateway card

all still active

would huca work?
 

do i have a shot at another card if i apply now? (may as well use the credit pull)
« Last Edit: December 17, 2020, 04:00:42 PM by nafnaf12 »
A smooth sea never made a skilled sailor.

Offline Mtl18

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Re: Chase Reconsideration
« Reply #12644 on: December 18, 2020, 03:00:12 PM »
I was denied for the Ink Cash because of prior rewards abuse.

i have 3 chase cards CSR/FU/UA gateway card

all still active

would huca work?
 

do i have a shot at another card if i apply now? (may as well use the credit pull)

what do you mean by use the credit pull? How long is the pull valid for? If i reapply with Chase they wont pull credit again?

Offline Samb

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Re: Chase Reconsideration
« Reply #12645 on: December 20, 2020, 09:48:21 AM »
what do you mean by use the credit pull? How long is the pull valid for? If i reapply with Chase they wont pull credit again?
They do. He is referring to the good old days when Chase only made one pull per day

Online nafnaf12

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Re: Chase Reconsideration
« Reply #12646 on: December 20, 2020, 10:00:35 AM »
I was denied for the Ink Cash because of prior rewards abuse.

i have 3 chase cards CSR/FU/UA gateway card

all still active

would huca work?
 

do i have a shot at another card if i apply now? (may as well use the credit pull)
bump, should I Huca? Or I risk them closing my active credit cards?

I have done a bunch of UR-UR in the past.
A smooth sea never made a skilled sailor.

Online Cat18

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Re: Chase Reconsideration
« Reply #12647 on: December 20, 2020, 05:05:58 PM »
i applied for a united business card 4 days ago using a referral link. immediately after, i received an email from chase "We have received your request for a Chase credit card. We'll let you know our decision as soon as possible".

i figured will have to recon to get approved, but when calling 1-888-338-2586 the automated message was that there is no application with that number.  is this usual ???

Offline iluv2travel

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Re: Chase Reconsideration
« Reply #12648 on: December 20, 2020, 09:39:05 PM »
i applied for a united business card 4 days ago using a referral link. immediately after, i received an email from chase "We have received your request for a Chase credit card. We'll let you know our decision as soon as possible".

i figured will have to recon to get approved, but when calling 1-888-338-2586 the automated message was that there is no application with that number.  is this usual ???

Did you put in the EIN? If not try with the EIN or your SS#.

Online Cat18

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Re: Chase Reconsideration
« Reply #12649 on: December 21, 2020, 10:59:29 AM »
Did you put in the EIN? If not try with the EIN or your SS#.

Applied as sole prop with my SS number.

Offline Elikip

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Re: Chase Reconsideration
« Reply #12650 on: December 28, 2020, 10:00:33 PM »
Perhaps a bit off topic, but more relevant threads didn't have traffic in months/years.
If I applied for a personal card today earlier today, application is pending (need to consolidate credit to get approved, but lending was already closed at the time) If I apply for a second card now (also chase personal) will it trigger another pull?
Also, how ideal is it? (I'm at the point where my existing CL with chase exceeds my income by a significant amount)
Can a second application potentially dim the chances of my first one being approved? (will leverage existing credit to get approved for both)

Online nafnaf12

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Re: Chase Reconsideration
« Reply #12651 on: December 28, 2020, 10:02:16 PM »
I was denied for the Ink Cash because of prior rewards abuse.

i have 3 chase cards CSR/FU/UA gateway card

all still active

would huca work?
 

do i have a shot at another card if i apply now? (may as well use the credit pull)
bump, should I Huca? Or I risk them closing my active credit cards?

I have done a bunch of UR-UR in the past.
anyone?
A smooth sea never made a skilled sailor.

Offline nirc

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Re: Chase Reconsideration
« Reply #12652 on: December 29, 2020, 08:14:08 PM »
bump, should I Huca? Or I risk them closing my active credit cards?

I have done a bunch of UR-UR in the past.

what does UR-UR mean?

care to elaborate on ur prior rewards abuse? would like to know what not to do.

Online justmeha

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Re: Chase Reconsideration
« Reply #12653 on: January 03, 2021, 02:09:49 PM »
what does UR-UR mean?
transferring ultimate rewards from one person to another

care to elaborate on ur prior rewards abuse? would like to know what not to do.
can you teach me the entire Torah on one foot...?

(in short selling points)

Offline Freecountry

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Re: Chase Reconsideration
« Reply #12654 on: January 03, 2021, 03:37:10 PM »
i applied for a united business card 4 days ago using a referral link. immediately after, i received an email from chase "We have received your request for a Chase credit card. We'll let you know our decision as soon as possible".

i figured will have to recon to get approved, but when calling 1-888-338-2586 the automated message was that there is no application with that number.  is this usual ???
I just applied via referral for a southwest card and I'm getting the same message.

Online lcm

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Re: Chase Reconsideration
« Reply #12655 on: January 14, 2021, 09:04:10 AM »
I applied for personal united explorer and ihg elite with 2bm,
united was approved, but ihg was declined on basis of "too many requests for credit or opened accounts with us".
I know I don't have too many open accounts with them.

Is there point of calling reconsideration for the ihg card when the above reason is given?
Thanks

Offline bw1985

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Re: Chase Reconsideration
« Reply #12656 on: January 14, 2021, 10:30:09 AM »
bump, should I Huca? Or I risk them closing my active credit cards?

I have done a bunch of UR-UR in the past.

If you were denied for 'rewards abuse' I'm surprised you still have any cards active, usually they shut down all your cards.

Online nafnaf12

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Re: Chase Reconsideration
« Reply #12657 on: January 14, 2021, 10:45:13 AM »
If you were denied for 'rewards abuse' I'm surprised you still have any cards active, usually they shut down all your cards.
agreed. Bh that's not the case, maybe because I applied for a business card and not a personal one?
Don't know but haven't called to try and get it approved.
Received the letter stating "misuse or rewards program"
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Offline bw1985

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Re: Chase Reconsideration
« Reply #12658 on: January 14, 2021, 10:46:29 AM »
agreed. Bh that's not the case, maybe because I applied for a business card and not a personal one?
Don't know but haven't called to try and get it approved.
Received the letter stating "misuse or rewards program"

Yeah that's the same language people get on their shutdown letters.  I assume you were transferring UR to people not in your household which is asking for trouble.

Online lcm

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Re: Chase Reconsideration
« Reply #12659 on: January 14, 2021, 07:07:06 PM »
I applied for personal united explorer and ihg elite with 2bm,
united was approved, but ihg was declined on basis of "too many requests for credit or opened accounts with us".
I know I don't have too many open accounts with them.

Is there point of calling reconsideration for the ihg card when the above reason is given?
Thanks
Update:
I called and they approved it