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Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419[Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

Business cards application status: call 800-453-9719.

7-10 day message on the business application line does not mean a denial.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.



Author Topic: Chase Reconsideration  (Read 2484942 times)

Offline Yo ssi

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Re: Chase Reconsideration
« Reply #12780 on: January 03, 2023, 09:50:11 PM »
Whats the best time of day to call Recon for approval?
When they are open?
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Offline DaasTora

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Re: Chase Reconsideration
« Reply #12781 on: January 08, 2023, 07:41:44 PM »
Got declined for ink cash and the recon guy doesn’t know why he can’t fix it. Told me that there were issues with auto decline. Anyone had same problem?
“Never underestimate the power of…stupidity”
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Offline Onefishtwofish

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Re: Chase Reconsideration
« Reply #12782 on: January 08, 2023, 07:45:39 PM »
Got declined for ink cash and the recon guy doesn’t know why he can’t fix it. Told me that there were issues with auto decline. Anyone had same problem?
I also got declined for my 2nd in cash. Recon couldn't give me a response and said to wait 2 weeks for letter with the decision.

Offline Hjay

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Re: Chase Reconsideration
« Reply #12783 on: January 08, 2023, 09:33:38 PM »
If sole proprietor, then proof of their legal name.

What Doc would that be?

Offline gozalim

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Re: Chase Reconsideration
« Reply #12784 on: January 09, 2023, 09:59:32 AM »
Got declined (ink) for "to many lines with us"
I have one ink, but multiple personal cards.

Any Chance I can reallocate credit from others? Or will need to shut something down?

Offline Spoon

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Re: Chase Reconsideration
« Reply #12785 on: January 09, 2023, 10:11:58 AM »
Got declined (ink) for "to many lines with us"
I have one ink, but multiple personal cards.

Any Chance I can reallocate credit from others? Or will need to shut something down?

You can only transfer CL from another business card

Offline gozalim

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Re: Chase Reconsideration
« Reply #12786 on: January 09, 2023, 10:35:05 AM »
You can only transfer CL from another business card
You can only transfer CL from another business card
right. Question is if that will fix "too many requests for credit or open accounts with us"

Offline frum poster

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Re: Chase Reconsideration
« Reply #12787 on: January 09, 2023, 11:18:23 AM »
Got declined for ink cash and the recon guy doesn’t know why he can’t fix it. Told me that there were issues with auto decline. Anyone had same problem?
  Did you try HUCA?

Offline DaasTora

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Re: Chase Reconsideration
« Reply #12788 on: January 09, 2023, 01:23:52 PM »
  Did you try HUCA?
Yeah didn’t work.
Is there any point in applying now with a different business for the same card? Is it considered a duplicate application?
“Never underestimate the power of…stupidity”
- Robert Heinlein

Offline nirc

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Re: Chase Reconsideration
« Reply #12789 on: January 09, 2023, 04:31:50 PM »
Got declined (ink) for "to many lines with us"
I have one ink, but multiple personal cards.

Any Chance I can reallocate credit from others? Or will need to shut something down?

how many is multiple?
close a few redundant recently opened personal cards after consol credit lines, than call recon.

Offline Gvann

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Re: Chase Reconsideration
« Reply #12790 on: January 10, 2023, 06:51:45 PM »
Probably not gonna get approved if recently closed cards

Offline mdv

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Re: Chase Reconsideration
« Reply #12791 on: February 23, 2023, 08:22:44 PM »
I opened an ink cash 2 weeks ago and tried to get another one for same business and declined because of duplicate application- rep explained that the "source code " for the first one was still in the system and that somehow caused the duplicate- it was an  automatic decline didn't even pull my credit
So i tried again for a ink preferred (never had one b4) and got "review" message but then got letter saying the same exact thing about duplicate application- and my credit wasn't pulled .
Whats up with that ? Anyone ever have this?
Sorry I don't have any snarky line for this space

Offline MeilechG

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Re: Chase Reconsideration
« Reply #12792 on: February 26, 2023, 10:59:07 PM »
Yeah didn’t work.
Is there any point in applying now with a different business for the same card? Is it considered a duplicate application?


You're best option is HUCA I applied for Ink cash in November got instant approval, applied this month for Ink Unlimited and was denied, Reps were telling me too much credit with us, too many accounts etc. I kept on calling and built a whole story, and the 4th representative got me approved

Offline Geshmak25

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Re: Chase Reconsideration
« Reply #12793 on: April 13, 2023, 10:06:56 PM »
Declined for the following reason: Too many requests for credit or opened accounts with us.

What are the rules for # of applications / accounts?
PUTPAC = PITA

Offline Yitz

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Re: Chase Reconsideration
« Reply #12794 on: April 15, 2023, 09:57:00 PM »
I opened a Chase ink around 2 month ago and they just closed it. I only have a Chase ink card anyway how to transfer to a airline

Offline HoKo

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Re: Chase Reconsideration
« Reply #12795 on: April 16, 2023, 11:29:47 AM »
Declined for the following reason: Too many requests for credit or opened accounts with us.

What are the rules for # of applications / accounts?

You're aware of Chase 5/24 right? If not, google it and there's tons of blog posts talking about it.

Other than 5/24 here are some rules to be aware of:




Offline ckmk47

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Re: Chase Reconsideration
« Reply #12796 on: April 16, 2023, 04:04:26 PM »
I opened a Chase ink around 2 month ago and they just closed it. I only have a Chase ink card anyway how to transfer to a airline
"closed it". Do you have access to the points?  You may need to call to move them.  Or you  may  have lost them with the card closure - it may depend on the reason for the closure.
Usually to move UR points to an airline, you need a frequent flyer account at that airline in the same name as on the card. (If you're opening a new one, you may need to wait to make sure the info is in the airline website. login? and see if they have you?) 
Then it goes something like this:   UR > use rewards> transfer to partner > choose partner > then you put in your frequent flyer info and how many points to transfer.  Then  poof! they're moved.
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Offline avadah

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Re: Chase Reconsideration
« Reply #12797 on: April 17, 2023, 09:36:44 AM »
How long after applying does the application stay open for? I applied for 2 inks during the 90k offer. Instant approval on 1, get a pending email on the second and haven't heard back since then. Would like to call as late as possible to extend the 3 month spending limit.

Offline herb

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Re: Chase Reconsideration
« Reply #12798 on: April 17, 2023, 01:38:04 PM »
How long after applying does the application stay open for? I applied for 2 inks during the 90k offer. Instant approval on 1, get a pending email on the second and haven't heard back since then. Would like to call as late as possible to extend the 3 month spending limit.
30 days

Offline DealJew

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Re: Chase Reconsideration
« Reply #12799 on: April 18, 2023, 08:08:36 PM »
If i applied for the Ink business card during the 90K offer and didnt get approved but did another hard pull and got approved 32 days later would i still get the 90K bonus or does it count as a new appliaction?
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