credit score

[mendy from lakewood]

I have a bad credit score and my wife has a great credit score, my wife is leasing a car would it help my credit if I would co sign the car and will it affect her being approved for the car lease?

[shulem92]

Yes you can have some removed but you would have to lie.

That clearly wasn't OP's intent..."goodwill letters"

[JTZ]

That clearly wasn't OP's intent..."goodwill letters"

That is why I quoted you. 

[mochjas]

I have a bad credit score and my wife has a great credit score, my wife is leasing a car would it help my credit if I would co sign the car and will it affect her being approved for the car lease?

if your score is bad than I doubt this would help so much. But it can take an average score and make it above average. Like I've seen scores go from 700-740 by co-signing a lease

Also it will not affect her chances of getting approved if she adds you on so you might as well go for it

[ranhan429]

Yes you can have some removed but you would have to lie.

Lie? And say what?

[shulem92]

Lie? And say what?

Unauthorized. Victim of identity theft

[ranhan429]

Unauthorized. Victim of identity theft

That's rough

[JTZ]

That's rough

...and it is also a lie. 

[noturbizniss]

Lie? And say what?

make sure you explicitly say on this public, googleable forum what fraud you will commit. might as well make it easier for the authorities

[ranhan429]

make sure you explicitly say on this public, googleable forum what fraud you will commit. might as well make it easier for the authorities

Because they search DDF forums and know who I am based on my user ID?! Paranoid much. Lol.

And as others speculated earlier, I have no plans/intentions to lie to authorities, was just curious.

[noturbizniss]

Because they search DDF forums and know who I am based on my user ID?! Paranoid much. Lol.

And as others speculated earlier, I have no plans/intentions to lie to authorities, was just curious.

Keep living in your fantasy world. Yep, an anonymous user name can in no way be easily tied back to you by anyone with a modicum of computer skills. And the feds have no computer skills!

[David Smith]

Interesting phenomenon: the more clueless a person is about a subject, the more confident they tend to be when stating something about it.

[benjie1305]

Because they search DDF forums and know who I am based on my user ID?! Paranoid much. Lol.

Lol.

Interesting phenomenon: the more clueless a person is about a subject, the more confident they tend to be when stating something about it.

[Yehuda57]

Interesting phenomenon: the more clueless a person is about a subject, the more confident they tend to be when stating something about it.

Aka the Dunning-Kruger effect.

[noturbizniss]

Wasn't there a Google checkout employee here at one point?

[ranhan429]

Keep living in your fantasy world. Yep, an anonymous user name can in no way be easily tied back to you by anyone with a modicum of computer skills. And the feds have no computer skills!

OK, guess I'm the only one that uses a proxy here. Lol.

Of course anything can be found out with enough time and effort, but that's under the assumption that serious time and effort is spent investigating people's claims to the CB. I think feds got bigger fish to fry.

Anyway, this discussion it moot. Agree to disagree.

[JTZ]

OK, guess I'm the only one that uses a proxy here. Lol.

No but you might be the only one that thinks they are foolproof. 

[ranhan429]

No but you might be the only one that thinks they are foolproof. 

How so?

Of course anything can be found out with enough time and effort, but that's under the assumption that serious time and effort is spent investigating people's claims to the CB. I think feds got bigger fish to fry.

[noturbizniss]

OK, guess I'm the only one that uses a proxy here. Lol.

Of course anything can be found out with enough time and effort, but that's under the assumption that serious time and effort is spent investigating people's claims to the CB. I think feds got bigger fish to fry.

Anyway, this discussion it moot. Agree to disagree.

U use a proxy for ddf? What in the world do you have to hide?

[coralsnake]

I have a bad credit score and my wife has a great credit score, my wife is leasing a car would it help my credit if I would co sign the car and will it affect her being approved for the car lease?

It depends why your credit is bad but in general an installment loan such as a lease in good standing will most likely help your score.