Author Topic: Misc Credit Card Questions  (Read 1947876 times)

Offline ROYA

  • Dansdeals Gold Elite
  • ***
  • Join Date: May 2017
  • Posts: 127
  • Total likes: 18
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Misc Credit Card Questions
« Reply #10740 on: February 07, 2023, 10:40:41 AM »
A lot of reps wont let you PC until 12 months
This is not a new card. Have a freedom that I want to upgrade as I will be traveling and I want to take advantage of the travel benefits. I want to know if ok to downgrade back after a few months if I don't need the reserve anymore.

Offline S209

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Jun 2016
  • Posts: 7554
  • Total likes: 3979
  • DansDeals.com Hat Tips 1
  • Gender: Male
    • View Profile
    • Gowns By Shevy
  • Location: Lakewood
  • Programs: Marriott Gold, Star Alliance Gold, Hyatt Explorist, Hertz PC, National EE, Rock Royalty Wild Card, Wyndham Diamond, MLife Gold, Caesars Diamond, Hilton Diamond, Uber VIP, IHG Platinum Elite, ANA Platinum, DDF Lifetime Prez Platinum Elite, AmEx Platinum
Re: Misc Credit Card Questions
« Reply #10741 on: February 08, 2023, 09:35:23 AM »
This is not a new card. Have a freedom that I want to upgrade as I will be traveling and I want to take advantage of the travel benefits. I want to know if ok to downgrade back after a few months if I don't need the reserve anymore.
He’s responding that many won’t let you downgrade within 12 months of upgrading, however with HUCAing you should find someone who will do it soon enough
Quote from: YitzyS
Quotes in a signature is annoying, as it comes across as an independent post.

Offline ChasingTheDime

  • Dansdeals Gold Elite
  • ***
  • Join Date: Jan 2012
  • Posts: 160
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Los Angeles
Re: Misc Credit Card Questions
« Reply #10742 on: February 08, 2023, 07:59:11 PM »
What is the best card out there now purely for groceries.
looking for a dedicated card, and curious whats out there

Offline Shaya E

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Oct 2020
  • Posts: 478
  • Total likes: 198
  • DansDeals.com Hat Tips 3
  • Gender: Male
    • View Profile
  • Location: Brooklyn
Re: Misc Credit Card Questions
« Reply #10743 on: February 08, 2023, 08:11:35 PM »
What is the best card out there now purely for groceries.
looking for a dedicated card, and curious whats out there
Depends on your circumstances. Amex BCP, Amex Gold, Citi Premier, Citi CC, C1 Savor, and C1 SavorOne all spring to mind.

Offline foseph

  • Dansdeals Platinum Elite
  • ****
  • Join Date: May 2015
  • Posts: 410
  • Total likes: 10
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: NYC
Re: Misc Credit Card Questions
« Reply #10744 on: February 08, 2023, 08:38:40 PM »
What is the best card out there now purely for groceries.
looking for a dedicated card, and curious whats out there
Amex EVP 4.5x MR

Offline shmoe joe

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Feb 2016
  • Posts: 1426
  • Total likes: 123
  • DansDeals.com Hat Tips 3
    • View Profile
  • Location: austin texas
Re: Misc Credit Card Questions
« Reply #10745 on: February 09, 2023, 10:01:32 PM »
when i log in to my amex biz platinum an offer pops up that i can get 150k for opening a biz platinum. when i try to apply trough dans referral it says on the side that if i have or had this card i wont get the opening bonus. does it make sence that when i apply from my account i will get the bonus but from dans referral not?
give some love (likes) to a brother!

Offline CountValentine

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: Mar 2013
  • Posts: 17142
  • Total likes: 7675
  • DansDeals.com Hat Tips -1
  • Gender: Female
    • View Profile
  • Location: Poland - Exiled
  • Programs: DAOTYA, DDF Level 3, 5K Lounge
Re: Misc Credit Card Questions
« Reply #10746 on: February 09, 2023, 10:06:05 PM »
when i log in to my amex biz platinum an offer pops up that i can get 150k for opening a biz platinum. when i try to apply trough dans referral it says on the side that if i have or had this card i wont get the opening bonus. does it make sence that when i apply from my account i will get the bonus but from dans referral not?
The pop up offers from Amex usually are good even if you had or have the card. Read the offer to find out.
Only on DDF does 24/6 mean 24/5/half/half
Dow Jones Industrial Average Tops 40000 for the First Time

Offline shmoe joe

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Feb 2016
  • Posts: 1426
  • Total likes: 123
  • DansDeals.com Hat Tips 3
    • View Profile
  • Location: austin texas
Re: Misc Credit Card Questions
« Reply #10747 on: February 09, 2023, 10:10:48 PM »
The pop up offers from Amex usually are good even if you had or have the card. Read the offer to find out.
so can i also use dans referral ?
give some love (likes) to a brother!

Offline yosefsv

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Sep 2016
  • Posts: 1022
  • Total likes: 170
  • DansDeals.com Hat Tips 6
    • View Profile
  • Location: NY
Re: Misc Credit Card Questions
« Reply #10748 on: February 10, 2023, 12:53:58 AM »
does it make sence that when i apply from my account i will get the bonus?
Yes
If it benefits even just one fellow DDFer, its worth posting it.

Offline yungermanchik

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Nov 2018
  • Posts: 2764
  • Total likes: 2125
  • DansDeals.com Hat Tips 2
    • View Profile
  • Location: Previous Signatures: If you chapped hana'ah from a post, like it; You think you know the answers and things are the way they seem.. it just ain't so -The Rebbe from Lublin-
Re: Misc Credit Card Questions
« Reply #10749 on: February 12, 2023, 11:46:00 PM »
Small people talk about other people.
Average people talk about things
BIG PEOPLE TALK ABOUT IDEAS.

Offline lifetimedeals

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Nov 2012
  • Posts: 1682
  • Total likes: 15
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: NY
Re: Misc Credit Card Questions
« Reply #10750 on: February 13, 2023, 05:49:26 PM »
Amex giving a hard time via chat for one time courtesy to waive late payment fee (was paid next day couldn't log in), rep. wrote: I reviewed the fee for you and it is showing not eligible for waiver. Never have i seen a bank like Amex so stubborn. Any ideas how to get this waived?

Offline ckmk47

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Aug 2012
  • Posts: 8045
  • Total likes: 1069
  • DansDeals.com Hat Tips 3
  • Gender: Female
    • View Profile
  • Location: brooklyn
Re: Misc Credit Card Questions
« Reply #10751 on: February 13, 2023, 10:06:45 PM »
Amex giving a hard time via chat for one time courtesy to waive late payment fee (was paid next day couldn't log in), rep. wrote: I reviewed the fee for you and it is showing not eligible for waiver. Never have i seen a bank like Amex so stubborn. Any ideas how to get this waived?
a) HUCA - you can chat again
b) call? sweet talk the rep.
My favorite cause: cssy.org

Offline lifetimedeals

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Nov 2012
  • Posts: 1682
  • Total likes: 15
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: NY
Re: Misc Credit Card Questions
« Reply #10752 on: February 14, 2023, 12:06:03 AM »
a) HUCA - you can chat again
b) call? sweet talk the rep.
Probably have records of the chats

Offline JACKBLUE

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jan 2014
  • Posts: 2412
  • Total likes: 402
  • DansDeals.com Hat Tips 4
    • View Profile
  • Location: USA
Re: Misc Credit Card Questions
« Reply #10753 on: February 14, 2023, 12:24:10 AM »
Probably have records of the chats
They do. Better is to call and for a supervisor. You should be able to get it removed.

Offline imayid2

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jun 2022
  • Posts: 2383
  • Total likes: 2273
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
  • Location: NJ
Re: Misc Credit Card Questions
« Reply #10754 on: February 22, 2023, 05:00:14 PM »
Applied and was approved today (through DDMS) for a United Explorer card. I can immediately meet the 3k spending requirement but FWIU I’ll only receive the miles after the statement closes. Anyway to get the statement to close sooner?

Offline monsey yid

  • Dansdeals Platinum Elite
  • ****
  • Join Date: May 2018
  • Posts: 252
  • Total likes: 37
  • DansDeals.com Hat Tips 2
  • Gender: Male
    • View Profile
  • Location: United States
Re: Misc Credit Card Questions
« Reply #10755 on: February 22, 2023, 05:21:19 PM »
Amex giving a hard time via chat for one time courtesy to waive late payment fee (was paid next day couldn't log in), rep. wrote: I reviewed the fee for you and it is showing not eligible for waiver. Never have i seen a bank like Amex so stubborn. Any ideas how to get this waived?

they giving lately a hard time towards chat, try to call they will gladly waive it
If you like my post give me a like!

Offline yungermanchik

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Nov 2018
  • Posts: 2764
  • Total likes: 2125
  • DansDeals.com Hat Tips 2
    • View Profile
  • Location: Previous Signatures: If you chapped hana'ah from a post, like it; You think you know the answers and things are the way they seem.. it just ain't so -The Rebbe from Lublin-
Re: Misc Credit Card Questions
« Reply #10756 on: February 22, 2023, 07:42:01 PM »
I know this company is not very popular here, but does anyone know which credit card category, royal wine corp. would be?
Small people talk about other people.
Average people talk about things
BIG PEOPLE TALK ABOUT IDEAS.

Offline Spoon

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Dec 2019
  • Posts: 1076
  • Total likes: 224
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: NY
Re: Misc Credit Card Questions
« Reply #10757 on: February 22, 2023, 10:17:35 PM »
I know this company is not very popular here, but does anyone know which credit card category, royal wine corp. would be?

Office and shipping

Offline yungermanchik

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Nov 2018
  • Posts: 2764
  • Total likes: 2125
  • DansDeals.com Hat Tips 2
    • View Profile
  • Location: Previous Signatures: If you chapped hana'ah from a post, like it; You think you know the answers and things are the way they seem.. it just ain't so -The Rebbe from Lublin-
Re: Misc Credit Card Questions
« Reply #10758 on: February 22, 2023, 10:45:14 PM »
Office and shipping
Interesting, thanks.
So it's only an Ink Preferred 3% bonus category.

ETA: I found this which says it's considered a "wholesale club"
« Last Edit: February 22, 2023, 11:24:12 PM by yungermanchik »
Small people talk about other people.
Average people talk about things
BIG PEOPLE TALK ABOUT IDEAS.

Offline CountValentine

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: Mar 2013
  • Posts: 17142
  • Total likes: 7675
  • DansDeals.com Hat Tips -1
  • Gender: Female
    • View Profile
  • Location: Poland - Exiled
  • Programs: DAOTYA, DDF Level 3, 5K Lounge
Re: Misc Credit Card Questions
« Reply #10759 on: February 26, 2023, 09:15:26 AM »
Interesting, thanks.
So it's only an Ink Preferred 3% bonus category.
Because it is listed as Office and Shipping by Chase does not mean it will code as Office and Shipping for 3x/5x.
ETA: I found this which says it's considered a "wholesale club"
That is usually accurate.
Only on DDF does 24/6 mean 24/5/half/half
Dow Jones Industrial Average Tops 40000 for the First Time