Is it a problem or red flag for me to use my wife's referral link to sign up for a cc.We share Chase accounts. And she would be an AU on this card.
Best way to maximize value from Ink Premier points? (not traveling)Thanks.
Ink Premier points are just fancy CB. It's worth 1 cpp. Can only cash them out.
I want to downgrade my Amex Marriott Brilliant to the $95-AF card. Annual fee hit less than a month ago. The annual fee should be pro-rated so can I wait until the 85k cert posts to my account, then use it before downgrading? Or is this asking for trouble with Amex?(Not a new card. It's 2-3 years old.)
Did Chase stop doing hard pulls for credit limit increases?
They sent a letter to bankers that they stopped as of Feb 27 (don't have the link now, probably read it on DoC).
I apologize, I'm sure this has been asked before. Couldn't find it quicklyTo earn a signup bonus, when does the bonus spend need to be completed by? I.e 3 months from date of approval or 3 months from card receipt? Thanks!
Depends which bank. I know Chase cards have a bit of a grace period, despite what the reps may tell you (actual story from a few months ago, I got a United Quest card, it didn’t come for a month, after having it for two months and not reaching $5000 I called to ask for an extension, they claimed it wasn’t possible, I hit $5000 a week later, and the bonus credited immediately).
If you're a few days late, chat and ask nicely.