Topic Wiki

https://www.dansdeals.com/more/dans-commentary/dark-side-earning-credit-card-points-psa-dont-swipe-others/

https://www.mixcloud.com/zev-brenner/talkline-with-zev-brenner-on-credit-card-scams-affecting-the-orthodox-jewish-community/

http://podcast.headlinesbook.com/e/31616-credit-card-miles-and-points-swiping-for-rewards-buying-and-selling-miles-is-it-assur-and-a-chillul-hashem-or-a-great-way-for-a-side-parnassah/



BEFORE SWIPING FOR SOMEONE READ THIS: (first hand story)

https://forums.dansdeals.com/index.php?topic=36812.msg2062371#msg2062371
https://www.dansdeals.com/more/dans-commentary/dark-side-earning-credit-card-points-psa-dont-swipe-others/#comment-1399884


Dan's warning to DDF:
I hope people realize that any buying group or anyone else that gets merchandise in advance of payment can go south at any time. That's even if you get a check at the time of delivery.
X-posting as I don't want anyone to say that I never put a warning here.

A story that ended up in court - https://iapps.courts.state.ny.us/nyscef/DocumentList?docketId=iRcRHuyZUdOIx69D00a5XQ==&display=all&courtType=Kings%20County%20Supreme%20Court&resultsPageNum=1


I am one of the biggest buyers for buying groups, I have done millions in transactions and have sent to every group there is over the past 3 years. Most buying groups are okay, some scan in slower than others, some pay slower than others - most will lose a few packages over the year. You can research and find which are better for you.

However there is a bigger problem now with Amazon itself.  Amazon in the past has been great with any problems always ready with a refund for lost packages even if it was thousands of dollars. Lately Amazon has clamped down and has tagged these buying groups addresses  in their systems as "freight forwarder" and now no longer will fix any problem you have whatsoever. Doesn't matter what the problem is, even if it shows the package was never delivered, amazon will not help you in any way. Their copy and paste response will always be "this item was sent to a freight forwarder and we're unable to replace or refund the item. We recommend contacting your freight forwarder for more details, as we don't have any more insight or information regarding this matter, For more information about sending items via freight forwarders, please visit our Help Pages: https://www.amazon.com/gp/help/customer/display.html?nodeId=201117950." As well the amazon drivers either must know this or have been increasingly bad at delivering packages because the numbers of packages missing has gone up astronomically. Previously you would have very few packages missing, now the past 3 months I have had 59 "lost" packages. I now have over $15,000 of loses and some guy in Delaware is probably living the life with all the stuff he stole from me. I will survive, I have made a lot more than $15,000 over the years however just a warning to others here that things are not as they used to be and it really is no longer worth doing buring groups with all the loses piling up

« Last edited by Yo ssi on July 24, 2023, 06:47:26 PM »

Author Topic: PSA: Don't swipe recklessly for others  (Read 1249862 times)

Offline imayid2

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Re: PSA: Don't swipe recklessly for others
« Reply #5400 on: January 09, 2024, 02:50:10 PM »
How much did you pay him per point?
All he has is a freedom so we made up 1.25 in case he gets a preferred to book travel. Told him he can get 1.5 with a Reserve but he has no plans of getting it so we agreed to 1.25 and I told him if he end up somehow redeeming it for more I’ll add the difference.

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Re: PSA: Don't swipe recklessly for others
« Reply #5401 on: January 09, 2024, 02:53:21 PM »
All he has is a freedom so we made up 1.25 in case he gets a preferred to book travel. Told him he can get 1.5 with a Reserve but he has no plans of getting it so we agreed to 1.25 and I told him if he end up somehow redeeming it for more I’ll add the difference.

JFYI there are reports circulating of Chase matching the difference of 15k points. YMMV but can't hurt to ask.
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Offline imayid2

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Re: PSA: Don't swipe recklessly for others
« Reply #5402 on: January 09, 2024, 02:55:08 PM »
JFYI there are reports circulating of Chase matching the difference of 15k points. YMMV but can't hurt to ask.
Wow was thinking of telling him to reach out but figured no chance. Will tell him, thanks.

Offline WonderingYid

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Re: PSA: Don't swipe recklessly for others
« Reply #5403 on: January 09, 2024, 05:50:37 PM »
Like I said numerous times I know one of them personally and the other fellow I know of. I very clearly did *not* defend him as I said I personally think it’s wrong and deceptive. And using the word volunteer isn’t necessarily “clearly lying” although it certainly seems deceptive. Have you asked him what he means?
You should see a dictionary  :D

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Re: PSA: Don't swipe recklessly for others
« Reply #5404 on: January 09, 2024, 08:30:03 PM »
Quote from: YitzyS
Quotes in a signature is annoying, as it comes across as an independent post.

Offline ckmk47

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Re: PSA: Don't swipe recklessly for others
« Reply #5405 on: January 10, 2024, 12:09:25 AM »
Why do they call themselves “volunteers” when they are being heavily compensated?
Why do many "gamachs" charge in the same range as a rental?
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Offline Just A Jew

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Re: PSA: Don't swipe recklessly for others
« Reply #5406 on: January 10, 2024, 12:51:03 AM »
Why do many "gamachs" charge in the same range as a rental?

Gmach is just an acronym for "Don't Want To Pay Taxes."
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Offline yuneeq

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Re: PSA: Don't swipe recklessly for others
« Reply #5407 on: January 11, 2024, 08:30:03 AM »
-1

There are plenty of people who are dishonest. Like, they would straight up lie. Like I said I know these guys and I believe they are honest as in they wouldn’t lie. You’re right that this is deceptive but they probably justify it in their heads and perhaps even tell you about their compensation once you call.

These volunteers are literally the definition of dishonest, and are absolute liars. You won’t find a liar that doesn’t self-justify their lying; that changes nothing. To me this so over the line, I’m quite appalled that the honesty of this operation is even up for debate.
« Last Edit: January 11, 2024, 10:42:33 AM by yuneeq »
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Offline bhoaem

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Re: PSA: Don't swipe recklessly for others
« Reply #5408 on: January 11, 2024, 02:00:37 PM »

This seems to be genuinely לתועלת הרבים.
It's on the Billboards in Lakewood.

Offline S209

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Re: PSA: Don't swipe recklessly for others
« Reply #5409 on: January 11, 2024, 03:38:21 PM »
These volunteers are literally the definition of dishonest, and are absolute liars. You won’t find a liar that doesn’t self-justify their lying; that changes nothing. To me this so over the line, I’m quite appalled that the honesty of this operation is even up for debate.
As I’ve stated numerous times I agree it’s quite deceptive and wrong, and never debated the honesty of this operation.

Please explain why it makes him an “absolute liar”. “Volunteers” can be compensated, and in his eyes it’s a gimmicky wordplay that he’s using to advertise his operation which he thinks is helping people get “free money” despite his compensation (which, again, we both believe is quite deceptive). I said I don’t think he is an actual liar, meaning if he told you something straight up I don’t think it would be a lie. This isn’t quite a lie, though it’s dishonest. There *is* a difference.

Although I’ve already said this twice in this post I’ll say it again since that seems to be necessary: I think it’s deceptive and wrong.
Quote from: YitzyS
Quotes in a signature is annoying, as it comes across as an independent post.

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Re: PSA: Don't swipe recklessly for others
« Reply #5410 on: January 11, 2024, 03:39:39 PM »

This seems to be genuinely לתועלת הרבים.
It's on the Billboards in Lakewood.
+1

“But the billboard is getting exposure and thus compensation this way, so does that detract from the Toeles part?” /s
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PSA: Don't swipe recklessly for others
« Reply #5411 on: January 11, 2024, 03:42:25 PM »

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Re: PSA: Don't swipe recklessly for others
« Reply #5412 on: January 11, 2024, 03:52:43 PM »

This seems to be genuinely לתועלת הרבים.
It's on the Billboards in Lakewood.
Is that because it's addictive?  :P

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Re: PSA: Don't swipe recklessly for others
« Reply #5413 on: January 11, 2024, 05:16:03 PM »
Is that because it's addictive?  :P

Bonuses, or spending? :P
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Re: PSA: Don't swipe recklessly for others
« Reply #5414 on: January 11, 2024, 07:16:22 PM »

My  prizes from CV :)

Offline Young explorer

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Re: PSA: Don't swipe recklessly for others
« Reply #5415 on: January 12, 2024, 01:40:41 AM »

All over town today
He's going in competition with some guy who puts his ad on every strip of grass in town

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Re: PSA: Don't swipe recklessly for others
« Reply #5416 on: January 12, 2024, 02:27:49 AM »
Credit cards can be dangerous but they present an added temptation in a world where people need the money

To what degree do you think those opening these cards are financially savvy ? Who hands over their SSN to strangers ?.

That someone is pulled in by $1000 promise, tells us they need cash and thus are the last people to be opening cards .

For me, credit cards get me Hyatt globalist status, AA status etc and many thousands of dollars annually in free flights and hotels

I do use chase ink Premier for business but tbh I view my cards as a perk

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Re: PSA: Don't swipe recklessly for others
« Reply #5417 on: January 12, 2024, 03:16:47 AM »
I personally know the people behind this. I think the Toeles Horabim language etc. is wrong (was originally done as a joke). I hope they do spend a few minutes telling you what can go wrong.


Offline TheAsh

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Re: PSA: Don't swipe recklessly for others
« Reply #5418 on: January 12, 2024, 09:00:17 AM »


This is sad.

I don't play the credit card game. I'm here for the deals. And based off the experiences if my friends, I'm happier. One friend has had tons of free vacations and perks. The other is 30000 in debt.
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Re: PSA: Don't swipe recklessly for others
« Reply #5419 on: January 14, 2024, 03:18:27 PM »
Unfortunately I did not follow the advice listed here, and lent what I thought was a trusted friend tens of thousands of dollars via credit card charges, for what was supposed to be a three week loan. It's been over a year and I have almost given up hope of being repaid.
Does anyone know if I can still dispute the charges with AMEX, and if yes, what the best dispute claim would be?

I have a bounced check and text messages showing intent of repayment, in case that is helpful.

Any advice would be appreciated.